125 BUCK RD

Elk Twp, Gloucester County · Block 72, Lot 4

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2,951.1%

Estimated tax up $158,716 ($5,378 → $164,094) using 2024→2025 rates (3.595 → 3.688) × assessed net.

Assessment net change: +2,874.2% ($149,600 → $4,449,400).

Assessment

Land$149,600
Improvements$4,299,800
Net (taxable assessed, 2026)$4,449,400
Town avg ratio used60.42% (Average ratio (Director’s / Chapter 123))
Implied equalized value$7,364,118
2025 tax (MOD-IV billed)$164,093.87
Est. 2025 tax @ general rate$164,094
Mailing address (2026)38 N SUMMIT AVE, CHATHAM; NJ, 07928

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2024 sale of $390,000: implied equalized value $7,364,118 is $6,974,118 above that sale. This is not an appraisal.

Building permits for 125 BUCK RD

The New Jersey construction-permit file lists 6 permits for 125 BUCK RD in Elk Twp. 3 are still open in the state file. Permit 020240156, a new building, was issued 3 Jul 2024 and is open in the state file. The reported cost is $4,333,875. The reported size is 90,000 square feet.

Permit Type Use Issued Closed Reported cost
020240156 New Storage building, low hazard 3 Jul 2024 Open in the state file $4,333,875
020240156+B Alteration Storage building, low hazard 12 Jul 2024 Open in the state file $480,000
020240156+D Alteration Storage building, low hazard 30 Sep 2024 Open in the state file $1,000
020240156+C Alteration Storage building, low hazard 15 Oct 2024 3 Sep 2025, Certificate of Approval $84,000
020240156+A Alteration Storage building, low hazard 25 Nov 2024 3 Sep 2025, Certificate of Approval $83,933
020250175 Alteration Accessory buildings and miscellaneous structures 4 Sep 2025 17 Sep 2025, Certificate of Approval $34,772

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Elk Twp construction office.

Flood zone for 125 BUCK RD

The flood map could not be checked for 125 BUCK RD, because the address did not place a point on the map. Assessment and tax figures on this page are from our own records.

The state’s 10-foot ground scan puts the lowest cell on this lot at 137.2 feet and the highest at 157.6 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 125 BUCK RD

The water and sewer maps could not be checked for 125 BUCK RD, because the address did not place a point on the map.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $4,449,400 —
2025 $149,600 $164,093.87
2024 $149,600 $5,378.12
2023 $149,600 $5,428.98

Mailing changed in 2025 to 38 N SUMMIT AVE, CHATHAM; NJ, 07928.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $149,600 80.03% $186,930 — —
2024 $149,600 71.34% $209,700 0.0% +12.2%
2025 $149,600 64.10% $233,385 0.0% +11.3%
2026 $4,449,400 60.42% $7,364,118 +2,874.2% +3,055.3%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $149,600 3.629 $5,429 $5,428.98 —
2024 $149,600 3.595 $5,378 $5,378.12 -0.9%
2025 $149,600 3.688 $5,517 $164,093.87 +2.6%
2026 $4,449,400 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$88,098 53.7%
County
$33,726 20.6%
Municipal
$42,269 25.8%

Of the estimated increase of $158,716, the school portion moved $85,242 up, the county portion $32,604 up, and the municipal portion $40,869 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.990)$44,049
Regional / consolidated school (0.990)$44,049
County (0.668)$29,722
County library (0.045)$2,002
County open space (0.045)$2,002
Municipal purpose (0.950)$42,269

Property details

Class4A — Commercial
Building class—
BuildingSELF STORAGE
Land description12.7 ACS
Dwellings—
Commercial units—
Year built—
Acreage12.7
ZoningMD — town zoning code
Tax map page33
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$390,000 · 1/14/2024 · sale assessment $149,600
Deed book / page06965 / 00079

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.