649 W POPLAR AVE

West Wildwood Boro, Cape May County · Block 106, Lot 4

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+5.6%

Estimated tax up $1,016 ($18,273 → $19,288) using 2024→2025 rates (1.961 → 2.070) × assessed net.

Assessment net change: 0.0% ($931,800 → $931,800).

Assessment

Land$295,000
Improvements$636,800
Net (taxable assessed, 2026)$931,800
Town avg ratio used44.94% (Average ratio (Director’s / Chapter 123))
Implied equalized value$2,073,431
2025 tax (MOD-IV billed)$19,288.26
Est. 2025 tax @ general rate$19,288
Mailing address (2026)909 MCELWEE RD, MOORESTOWN; NJ, 08057

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2019 sale of $410,000: implied equalized value $2,073,431 is $1,663,431 above that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $264,585.

Building permits for 649 W POPLAR AVE

The New Jersey construction-permit file lists 5 permits for 649 W POPLAR AVE in West Wildwood Boro. 5 are still open in the state file. Permit 20220062, a new building, was issued 1 Dec 2022 and is open in the state file. The reported cost is $169,750. The reported size is 2,147 square feet.

Permit Type Use Issued Closed Reported cost
000020220044 Demolition International Residential Code 30 Sep 2022 Open in the state file $10,000
000020220049 New International Residential Code 14 Oct 2022 Open in the state file $20,000
20220054 Alteration One and two family units, 5 lodgers or less each 2 Nov 2022 Open in the state file $54,000
20220061 New One and two family units, 5 lodgers or less each 1 Dec 2022 Open in the state file $27,750
20220062 New One and two family units, 5 lodgers or less each 1 Dec 2022 Open in the state file $169,750

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the West Wildwood Boro construction office.

Flood zone for 649 W POPLAR AVE

FEMA’s flood map places the mapped point for 649 W POPLAR AVE in zone AE. The mapped base flood elevation is 9 feet (NAVD88).

The state’s 10-foot ground scan puts the lowest cell on this lot at -3.5 feet and the highest at 4.3 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 649 W POPLAR AVE

This lot is within the Wildwood Lower STP Service Area sewer system. Please verify with the provider.

This lot is within the Wildwood City WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $931,800 —
2025 $931,800 $19,288.26
2024 $1,140,100 $22,357.36
2023 $399,100 $23,602.49

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $399,100 67.11% $594,695 — —
2024 $1,140,100 55.24% $2,063,903 +185.7% +247.1%
2025 $931,800 50.07% $1,860,995 -18.3% -9.8%
2026 $931,800 44.94% $2,073,431 0.0% +11.4%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $399,100 1.897 $7,571 $23,602.49 —
2024 $1,140,100 1.961 $22,357 $22,357.36 +195.3%
2025 $931,800 2.070 $19,288 $19,288.26 -13.7%
2026 $931,800 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,746 19.4%
County
$3,830 19.9%
Municipal
$11,713 60.7%

Of the estimated increase of $1,016, the school portion moved $522 up, the county portion $28 up, and the municipal portion $466 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.402)$3,746
County (0.337)$3,140
County library (0.054)$503
County open space (0.020)$186
Municipal purpose (1.257)$11,713

Property details

Class2 — Residential (four families or less)
Building class19 — High quality single-family dwelling
Building1S-F
Land description40X125
Dwellings1
Commercial units—
Year built2023
Acreage0.1148
ZoningR-1 — town zoning code
Tax map page2
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$410,000 · 5/31/2019 · sale assessment $399,100
Deed book / page03858 / 00540

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.