423 E 23RD AVE

North Wildwood City, Cape May County · Block 291, Lot 12

Show on map

Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.1%

Estimated tax up $1,815 ($85,360 → $87,175) using 2024→2025 rates (1.552 → 1.585) × assessed net.

Assessment net change: 0.0% ($5,500,000 → $5,500,000).

Assessment

Land$2,650,000
Improvements$2,850,000
Net (taxable assessed, 2026)$5,500,000
Town avg ratio used51.04% (Average ratio (Director’s / Chapter 123))
Implied equalized value$10,775,862
2025 tax (MOD-IV billed)$97,240.00
Est. 2025 tax @ general rate$87,175
Mailing address (2026)2 PURELAND DR, SWEDESBORO; NJ, 08085

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 04 — Transfer of convenience, such as a deed to correct the title marks it non-usable, or the price is a nominal amount.

Building permits for 423 E 23RD AVE

The New Jersey construction-permit file lists 8 permits for 423 E 23RD AVE in North Wildwood City. 4 are still open in the state file. Permit 20240089, an alteration, was issued 21 Feb 2024 and closed 3 Apr 2024 with a Certificate of Approval. The reported cost is $20,000.

Permit Type Use Issued Closed Reported cost
20170142 Alteration Hotels, motels, boarding houses, etc. 17 Apr 2017 22 May 2023, Certificate of Approval $24,835
20220488 Alteration Hotels, motels, boarding houses, etc. 15 Sep 2022 4 Nov 2022, Certificate of Approval $85,000
20230129 Alteration Hotels, motels, boarding houses, etc. 23 Mar 2023 Open in the state file $165,000
20230190 Alteration Hotels, motels, boarding houses, etc. 6 Apr 2023 Open in the state file $24,080
20230344 Alteration Hotels, motels, boarding houses, etc. 19 May 2023 23 May 2023, Certificate of Approval $300
20230345 Alteration Hotels, motels, boarding houses, etc. 19 May 2023 Open in the state file $29,700
20230357 Alteration Hotels, motels, boarding houses, etc. 24 May 2023 Open in the state file $1
20240089 Alteration Hotels, motels, boarding houses, etc. 21 Feb 2024 3 Apr 2024, Certificate of Approval $20,000

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the North Wildwood City construction office.

Flood zone for 423 E 23RD AVE

FEMA’s flood map places the mapped point for 423 E 23RD AVE in zone AE. The mapped base flood elevation is 9 feet (NAVD88).

The state’s 10-foot ground scan puts the lowest cell on this lot at 6 feet and the highest at 7.8 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 423 E 23RD AVE

This lot is within the Wildwood Lower STP Service Area sewer system. Please verify with the provider.

This lot is within the Wildwood City WD water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $5,500,000 —
2025 $5,500,000 $97,240.00
2024 $5,500,000 $92,400.00
2023 $5,500,000 $89,815.00

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $5,500,000 70.15% $7,840,342 — —
2024 $5,500,000 61.52% $8,940,182 0.0% +14.0%
2025 $5,500,000 55.56% $9,899,208 0.0% +10.7%
2026 $5,500,000 51.04% $10,775,862 0.0% +8.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $5,500,000 1.519 $83,545 $89,815.00 —
2024 $5,500,000 1.552 $85,360 $92,400.00 +2.2%
2025 $5,500,000 1.585 $87,175 $97,240.00 +2.1%
2026 $5,500,000 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$15,620 17.9%
County
$20,460 23.5%
Municipal
$51,095 58.6%

Of the estimated increase of $1,815, the school portion moved $110 down, the county portion $275 up, and the municipal portion $1,650 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.284)$15,620
County (0.305)$16,775
County library (0.049)$2,695
County open space (0.018)$990
Municipal purpose (0.929)$51,095

Property details

Class4A — Commercial
Building class—
Building2S-CB
Land description260X100 75X100
Dwellings1
Commercial units—
Year built1966
Acreage0.3845
ZoningSPRA — town zoning code
Tax map page11
Additional lotsL9 QUALITY INN MOTEL
Census tract / block—
Special tax codesS01 — Special improvement district 1
MOD-IV current-year tax—
Last sale$10 · 6/30/2022 · sale assessment $5,500,000 · SR1A 04 — Transfer of convenience, such as a deed to correct the title
Deed book / page04084 / 00020

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

Show on map

Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.