7889 DUNE DRIVE

Avalon Boro, Cape May County · Block 78.3, Lot 1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-1.0%

Estimated tax down $1,227 ($125,563 → $124,336) using 2024→2025 rates (0.614 → 0.608) × assessed net.

Assessment net change: 0.0% ($20,450,000 → $20,450,000).

Assessment

Land$13,285,000
Improvements$7,165,000
Net (taxable assessed, 2026)$20,450,000
Town avg ratio used54.28% (Average ratio (Director’s / Chapter 123))
Implied equalized value$37,675,018
2025 tax (MOD-IV billed)$124,336.00
Est. 2025 tax @ general rate$124,336
Mailing address (2026)7849 DUNE DRIVE, AVALON; NJ, 08202

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2015 sale of $15,000,000: implied equalized value $37,675,018 is $22,675,018 above that sale. This is not an appraisal.

Building permits for 7889 DUNE DRIVE

The New Jersey construction-permit file lists 14 permits for 7889 DUNE DRIVE in Avalon Boro. 7 are still open in the state file. Permit 260265, an alteration, was issued 29 May 2026 and is open in the state file. The reported cost is $7,600.

Permit Type Use Issued Closed Reported cost
000020210435 Alteration Hotels, motels, boarding houses, etc. 7 Jul 2021 Open in the state file $200
20210652 Alteration Hotels, motels, boarding houses, etc. 19 Oct 2021 12 Jan 2024, Certificate of Approval $22,000
22-0260 Alteration Indoor Sporting Venues, Arenas, Swimming Pools 26 Apr 2022 17 May 2022, Certificate of Approval $600
22-0370 Alteration Accessory buildings and miscellaneous structures 22 Jun 2022 23 Jun 2022, Certificate of Approval $1,500
22-0693 Alteration Hotels, motels, boarding houses, etc. 6 Dec 2022 Open in the state file $18,000
23-0175 Alteration Hotels, motels, boarding houses, etc. 8 Mar 2023 Open in the state file $34,500
23-0286 Alteration Hotels, motels, boarding houses, etc. 27 Apr 2023 29 Jun 2023, Certificate of Approval $3,000
23-0293 Alteration Indoor Sporting Venues, Arenas, Swimming Pools 2 May 2023 1 Jun 2023, Certificate of Approval $600
23-0175+A Alteration Hotels, motels, boarding houses, etc. 8 May 2023 Open in the state file $4,000
25-0203 Alteration Hotels, motels, boarding houses, etc. 8 Apr 2025 11 Apr 2025, Certificate of Approval $600
25-0433 Alteration Hotels, motels, boarding houses, etc. 28 Jul 2025 Open in the state file $7,000
260121 Alteration Hotels, motels, boarding houses, etc. 27 Mar 2026 Open in the state file $17,983
260171 Alteration Accessory buildings and miscellaneous structures 4 May 2026 4 May 2026, Certificate of Approval $750
260265 Alteration Lecture halls, Art Galleries, Churches, etc. 29 May 2026 Open in the state file $7,600

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Avalon Boro construction office.

Flood zone for 7889 DUNE DRIVE

FEMA’s flood map places the mapped point for 7889 DUNE DRIVE in zone AE. The mapped base flood elevation is 9 feet (NAVD88).

The state’s 10-foot ground scan puts the lowest cell on this lot at 5.8 feet and the highest at 11.1 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 7889 DUNE DRIVE

This lot is within the Seven Mile Middle Regional WTP sewer system. Please verify with the provider.

This lot is within the Avalon Water and Sewage Utility water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $20,450,000 —
2025 $20,450,000 $124,336.00
2024 $20,450,000 $125,563.00
2023 $20,450,000 $124,540.50

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $20,450,000 68.13% $30,016,146 — —
2024 $20,450,000 61.36% $33,327,901 0.0% +11.0%
2025 $20,450,000 57.39% $35,633,386 0.0% +6.9%
2026 $20,450,000 54.28% $37,675,018 0.0% +5.7%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $20,450,000 0.609 $124,541 $124,540.50 —
2024 $20,450,000 0.614 $125,563 $125,563.00 +0.8%
2025 $20,450,000 0.608 $124,336 $124,336.00 -1.0%
2026 $20,450,000 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$6,544 5.3%
County
$64,009 51.5%
Municipal
$53,784 43.3%

Of the estimated decrease of $1,227, the school portion moved $0 up, the county portion $2,045 down, and the municipal portion $818 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.032)$6,544
County (0.295)$60,328
County open space (0.018)$3,681
Municipal purpose (0.206)$42,127
Municipal library (0.057)$11,657

Property details

Class4A — Commercial
Building class—
Building3S-CB
Land description3.06AC HOTEL/REST.
Dwellings1
Commercial units—
Year built1963
Acreage3.06
ZoningR-M — town zoning code
Tax map page1
Additional lots2 TO 108 INCL THE GOLDEN INN
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$15,000,000 · 12/3/2015 · sale assessment $15,956,500
Deed book / page03655 / 00092

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.