5499 DUNE DRIVE

Avalon Boro, Cape May County · Block 54.3, Lot 1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+73.7%

Estimated tax up $35,377 ($48,015 → $83,392) using 2024→2025 rates (0.614 → 0.608) × assessed net.

Assessment net change: +75.4% ($7,820,000 → $13,715,800).

Assessment

Land$9,775,000
Improvements$3,940,800
Net (taxable assessed, 2026)$13,715,800
Town avg ratio used54.28% (Average ratio (Director’s / Chapter 123))
Implied equalized value$25,268,607
2025 tax (MOD-IV billed)$71,505.66
Est. 2025 tax @ general rate$83,392
Mailing address (2026)234 N JAMES ST, NEWPORT; DE, 19804

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

The stored sale is not used for a change-since-sale figure. SR1A 04 — Transfer of convenience, such as a deed to correct the title marks it non-usable, or the price is a nominal amount.

This class 2 — residential (four families or less) — net assessment sits above the town class-2 average of $1,776,790.

Building permits for 5499 DUNE DRIVE

The New Jersey construction-permit file lists 6 permits for 5499 DUNE DRIVE in Avalon Boro. 3 are still open in the state file. Permit 22-0549+A, a new building, was issued 31 May 2023 and is open in the state file. The reported cost is $3,287,600. The reported size is 7,926 square feet.

Permit Type Use Issued Closed Reported cost
22-0144 Demolition International Residential Code 9 Mar 2022 28 Nov 2023, Certificate of Approval $75,000
22-0549 New International Residential Code 22 Sep 2022 27 Aug 2025, Certificate of Occupancy $100,000
23-0289 Alteration Indoor Sporting Venues, Arenas, Swimming Pools 28 Apr 2023 Open in the state file $60,900
22-0549+A New International Residential Code 31 May 2023 Open in the state file $3,287,600
23-0467 Alteration Accessory buildings and miscellaneous structures 22 Aug 2023 31 Aug 2023, Certificate of Approval $1,800
22-0549+B Alteration International Residential Code 18 Nov 2024 Open in the state file $151,800

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Avalon Boro construction office.

Flood zone for 5499 DUNE DRIVE

FEMA’s flood map places the mapped point for 5499 DUNE DRIVE in zone AE. The mapped base flood elevation is 8 feet (NAVD88).

The state’s 10-foot ground scan puts the lowest cell on this lot at 7.7 feet and the highest at 19.9 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 5499 DUNE DRIVE

This lot is within the Seven Mile Middle Regional WTP sewer system. Please verify with the provider.

This lot is within the Avalon Water and Sewage Utility water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $13,715,800 —
2025 $7,820,000 $71,505.66
2024 $7,820,000 $48,014.80
2023 $7,820,000 $47,623.80

Mailing changed in 2024 to 234 N JAMES ST, NEWPORT; DE, 19804.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $7,820,000 68.13% $11,478,057 — —
2024 $7,820,000 61.36% $12,744,459 0.0% +11.0%
2025 $7,820,000 57.39% $13,626,067 0.0% +6.9%
2026 $13,715,800 54.28% $25,268,607 +75.4% +85.4%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $7,820,000 0.609 $47,624 $47,623.80 —
2024 $7,820,000 0.614 $48,015 $48,014.80 +0.8%
2025 $7,820,000 0.608 $47,546 $71,505.66 -1.0%
2026 $13,715,800 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$4,389 5.3%
County
$42,930 51.5%
Municipal
$36,073 43.3%

Of the estimated increase of $35,377, the school portion moved $1,887 up, the county portion $17,672 up, and the municipal portion $15,819 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (0.032)$4,389
County (0.295)$40,462
County open space (0.018)$2,469
Municipal purpose (0.206)$28,255
Municipal library (0.057)$7,818

Property details

Class2 — Residential (four families or less)
Building class23 — Highest estate quality single-family dwelling
Building3S-BG
Land description140X205
Dwellings1
Commercial units—
Year built2025
Acreage0.6589
ZoningR1AA — town zoning code
Tax map page14
Additional lots3-9OD 21-33OD 66-78E
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$1 · 3/13/2023 · sale assessment $7,820,000 · SR1A 04 — Transfer of convenience, such as a deed to correct the title
Deed book / page04104 / 00630

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.