53 VALLEY RD

Mount Ephraim Boro, Camden County · Block 35, Lot 11

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.4%

Estimated tax up $151 ($6,354 → $6,504) using 2024→2025 rates (5.225 → 5.349) × assessed net.

Assessment net change: 0.0% ($121,600 → $121,600).

Assessment

Land$37,500
Improvements$84,100
Net (taxable assessed, 2026)$121,600
Town avg ratio used56.15% (Average ratio (Director’s / Chapter 123))
Implied equalized value$216,563
2025 tax (MOD-IV billed)$6,504.38
Est. 2025 tax @ general rate$6,504
Mailing address (2026)53 VALLEY ROAD, MOUNT EPHRAIM NJ, 08059

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Change since the 2025 sale of $275,000: implied equalized value $216,563 is $58,437 below that sale. This is not an appraisal.

This class 2 — residential (four families or less) — net assessment sits below the town class-2 average of $146,900.

Building permits for 53 VALLEY RD

The New Jersey construction-permit file lists 3 permits for 53 VALLEY RD in Mount Ephraim Boro. Permit P5-00282, an alteration, was issued 12 Dec 2025 and closed 20 Jan 2026 with a Certificate of Approval. The reported cost is $1,850.

Permit Type Use Issued Closed Reported cost
P2-00100 Alteration International Residential Code 10 Jun 2022 9 Aug 2022, Certificate of Approval $2,000
P5-00201 Alteration International Residential Code 9 Oct 2025 22 Jun 2026, Certificate of Approval $5,000
P5-00282 Alteration International Residential Code 12 Dec 2025 20 Jan 2026, Certificate of Approval $1,850

The file does not name the work. This file is a full record from 2021 on. Older permits are mostly missing. A repair from before then can be absent here and still be at the Mount Ephraim Boro construction office.

Flood zone for 53 VALLEY RD

FEMA’s flood map places the mapped point for 53 VALLEY RD in zone X.

The state’s 10-foot ground scan puts the lowest cell on this lot at 18.9 feet and the highest at 24.4 feet (NAVD88).

These figures are estimates. The zone and any flood elevation come from FEMA’s flood map at a point for this address, and that point can fall in the street. The high and low come from the state’s 10-foot ground scan of the lot outline. A cell can catch a ditch, the street, or the edge of the lot. They are not a survey and not an insurance rating. A licensed surveyor measures the ground and the building. The town floodplain administrator, or a licensed engineer, confirms what the zone means for this lot. No zone at this point, or zone X, does not mean the lot will not flood.

Water and sewer for 53 VALLEY RD

This lot is within the Delaware No 1 WPCF sewer system. Please verify with the provider.

This lot is within the NJ American Water - Western Division water system. Please verify with the provider.

These lines come from the state’s sewer service areas and public community water areas, read at a point for this address. That point can fall in the street. Being inside a named area means the lot is inside that mapped system, not that a pipe or a meter is on the house. Being outside means the lot is outside the mapped service area, which is usually a septic system or a private well. It is not a hookup record. Please verify with the provider. How we read water and sewer.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $121,600 —
2025 $121,600 $6,504.38
2024 $121,600 $6,353.60
2023 $121,600 $6,269.70

Mailing changed in 2026 to 53 VALLEY ROAD, MOUNT EPHRAIM NJ, 08059.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $121,600 75.47% $161,124 — —
2024 $121,600 68.37% $177,856 0.0% +10.4%
2025 $121,600 62.59% $194,280 0.0% +9.2%
2026 $121,600 56.15% $216,563 0.0% +11.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $121,600 5.156 $6,270 $6,269.70 —
2024 $121,600 5.225 $6,354 $6,353.60 +1.3%
2025 $121,600 5.349 $6,504 $6,504.38 +2.4%
2026 $121,600 — — — —

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,187 49.0%
County
$1,169 18.0%
Municipal
$2,149 33.0%

Of the estimated increase of $151, the school portion moved $46 up, the county portion $6 down, and the municipal portion $111 up. Those are pieces of the dollar change. They are not a change in each share of the rate.

District school (2.621)$3,187
County (0.874)$1,063
County library (0.055)$67
County open space (0.032)$39
Municipal purpose (1.767)$2,149

Property details

Class2 — Residential (four families or less)
Building class17 — Above standard quality single-family dwelling
Building1SF1G
Land description51.24X125
Dwellings1
Commercial units0
Year built1925
Acreage0.147
Zoning—
Tax map page04
Additional lots—
Census tract / block—
Special tax codes—
MOD-IV current-year tax—
Last sale$275,000 · 10/24/2025 · sale assessment $121,600 · SR1A 00 — Usable for the sales study
Deed book / page12954 / 00621

The class, building class, SR1A, and special-tax words are the state’s names for those codes. The zoning code is the town’s. A code that is not on the state list keeps the code and says so.

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Building permits are read live from the NJ construction-permit file for this block and lot. The flood zone is read live from FEMA’s flood map at a point for this address. The high and low are read live from the state’s 10-foot ground scan. Water and sewer are read live from the state’s service-area maps at that same point. Those map readings are estimates, not a survey and not a hookup record. Estimates are not an official tax bill. Owner names are not shown. Water and sewer · Full disclaimer.