29 N 15TH ST

Surf, Ocean County · Block 42, Lot 11

Show on map

Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+3.1%

Estimated tax up $514 ($16,608 → $17,122) using 2025→2026 rates (1.066 → 1.099) × assessed net.

Assessment net change: 0.0% ($1,558,000 → $1,558,000).

Assessment

Land$675,000
Improvements$883,000
Net (taxable assessed, 2026)$1,558,000
Town avg ratio used55.77% (Average ratio (Director’s / Chapter 123))
Implied equalized value$2,793,617
2025 tax (MOD-IV billed)$16,608.28
Est. 2026 tax @ general rate$17,122
Mailing address (2026)14 FURLONG DRIVE, CHERRY HILL NJ, 08003

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,558,000
2025 $1,558,000 $16,608.28
2024 $1,558,000 $16,249.94
2023 $1,558,000 $15,657.90

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,558,000 75.46% $2,064,670
2024 $1,558,000 65.36% $2,383,721 0.0% +15.5%
2025 $1,558,000 61.05% $2,552,007 0.0% +7.1%
2026 $1,558,000 55.77% $2,793,617 0.0% +9.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,558,000 1.005 $15,658 $15,657.90
2024 $1,558,000 1.043 $16,250 $16,249.94 +3.8%
2025 $1,558,000 1.066 $16,608 $16,608.28 +2.2%
2026 $1,558,000 1.099 $17,122 +3.1%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$4,915 28.7%
County
$8,432 49.2%
Municipal
$3,775 22.0%

Of the estimated change ($514): schools ≈ +28.8%, county ≈ +49.1%, municipal ≈ +22.1%.

Regional / consolidated school (0.265)$4,129
Local school (0.051)$787
County (0.473)$7,372
County library (0.047)$738
County open space (0.021)$321
Municipal purpose (0.242)$3,775

Property details

Class2
Building class20
Building2SF-2SFBIG 2255
Land description40X100
Dwellings1
Commercial units
Year built2019
Acreage0.0918
ZoningRA
Tax map page5
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1,449,000 · 6/30/2020 · sale assessment $1,520,600
Deed book / page17952 / 00801

See this lot on the statewide map, then come back for the full tax story.

Show on map

Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.