15 HEMLOCK LN

Kinnelon, Morris County · Block 11101, Lot 111

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.0%

Estimated tax up $461 ($15,180 → $15,641) using 2024→2025 rates (2.897 → 2.985) × assessed net.

Assessment net change: 0.0% ($524,000 → $524,000).

Assessment

Land$268,400
Improvements$255,600
Net (taxable assessed, 2026)$524,000
Town avg ratio used74.42% (Average ratio (Director’s / Chapter 123))
Implied equalized value$704,112
2025 tax (MOD-IV billed)$15,641.40
Est. 2025 tax @ general rate$15,641
Mailing address (2026)15 HEMLOCK LN, KINNELON; NJ, 07405

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $524,000
2025 $524,000 $15,641.40
2024 $524,000 $15,180.28
2023 $521,400 $14,792.12

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $521,400 93.58% $557,170
2024 $524,000 85.70% $611,435 +0.5% +9.7%
2025 $524,000 81.06% $646,435 0.0% +5.7%
2026 $524,000 74.42% $704,112 0.0% +8.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $521,400 2.837 $14,792 $14,792.12
2024 $524,000 2.897 $15,180 $15,180.28 +2.6%
2025 $524,000 2.985 $15,641 $15,641.40 +3.0%
2026 $524,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$10,784 68.9%
County
$1,546 9.9%
Municipal
$3,312 21.2%

Of the estimated change ($461): schools ≈ +78.4%, county ≈ +8.0%, municipal ≈ +13.6%.

District school (2.058)$10,784
County (0.287)$1,504
County open space (0.008)$42
Municipal purpose (0.586)$3,071
Municipal open space (0.005)$26
Municipal library (0.041)$215

Property details

Class2
Building class18
Building2SF G2
Land description3.224 AC
Dwellings1
Commercial units
Year built1950
Acreage3.224
ZoningR
Tax map page11
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale
Deed book / page00000 / 00000

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.