547 WEST RD
Stow, Cumberland County · Block 7, Lot 5, Qual QFARM
Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.
Estimated tax up $31 ($248 → $279) using 2024→2025 rates (3.060 → 2.995) × assessed net.
Assessment net change: +14.8% ($8,100 → $9,300).
Assessment
| Land | $9,300 |
|---|---|
| Improvements | $0 |
| Net (taxable assessed, 2026) | $9,300 |
| Town avg ratio used | 80.57% (Average ratio (Director’s / Chapter 123)) |
| Implied equalized value | $11,543 |
| 2025 tax (MOD-IV billed) | $242.60 |
| Est. 2025 tax @ general rate | $279 |
| Mailing address (2026) | 416 BARNSBORO RD, SEWELL NJ, 08080 |
How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.
Year-by-year assessed value & tax
From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.
| Year | Assessed net | Tax |
|---|---|---|
| 2026 | $9,300 | — |
| 2025 | $8,100 | $242.60 |
| 2024 | $8,100 | $247.86 |
| 2023 | $8,100 | $279.37 |
Assessed value & ratio history
Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).
| Tax year | Assessed net | Avg ratio | Implied equalized | Assessed Δ | Equalized Δ |
|---|---|---|---|---|---|
| 2023 | $8,100 | 76.35% | $10,609 | — | — |
| 2024 | $8,100 | 83.13% | $9,744 | 0.0% | -8.2% |
| 2025 | $8,100 | 87.83% | $9,222 | 0.0% | -5.4% |
| 2026 | $9,300 | 80.57% | $11,543 | +14.8% | +25.2% |
Tax year history
Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).
| Tax year | Assessment net | General rate | Est. tax (that year) | Billed tax | Est. vs prior |
|---|---|---|---|---|---|
| 2023 | $8,100 | 3.449 | $279 | $279.37 | — |
| 2024 | $8,100 | 3.060 | $248 | $247.86 | -11.3% |
| 2025 | $8,100 | 2.995 | $243 | $242.60 | -2.1% |
| 2026 | $9,300 | — | — | — | — |
Where your money goes
Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.
Of the estimated change ($31): schools ≈ +82.8%, county ≈ +9.0%, municipal ≈ +8.3%.
| District school (1.253) | $117 |
|---|---|
| Regional / consolidated school (0.498) | $46 |
| County (0.967) | $90 |
| County health (0.054) | $5 |
| County open space (0.012) | $1 |
| Municipal purpose (0.211) | $20 |
Property details
| Class | 3B |
|---|---|
| Building class | — |
| Building | — |
| Land description | 9.93 AC |
| Dwellings | — |
| Commercial units | — |
| Year built | — |
| Acreage | 9.93 |
| Zoning | A |
| Tax map page | 0003 |
| Additional lots | — |
| Census tract / block | — |
| Special tax codes | — |
| MOD-IV current-year tax | — |
| Last sale | $114,000 · 8/15/2002 · sale assessment $6,500 · SR1A 26 |
| Deed book / page | 02609 / 00026 |
See this lot on the statewide map, then come back for the full tax story.
Show on mapSources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.