296 STOW CREEK RD
Stow, Cumberland County · Block 16, Lot 7
Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.
Estimated tax down $112 ($5,282 → $5,169) using 2024→2025 rates (3.060 → 2.995) × assessed net.
Assessment net change: 0.0% ($172,600 → $172,600).
Assessment
| Land | $35,000 |
|---|---|
| Improvements | $137,600 |
| Net (taxable assessed, 2026) | $172,600 |
| Town avg ratio used | 80.57% (Average ratio (Director’s / Chapter 123)) |
| Implied equalized value | $214,224 |
| 2025 tax (MOD-IV billed) | $5,169.37 |
| Est. 2025 tax @ general rate | $5,169 |
| Mailing address (2026) | 296 STOW CREEK RD, BRIDGETON NJ, 08302 |
How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.
Year-by-year assessed value & tax
From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.
| Year | Assessed net | Tax |
|---|---|---|
| 2026 | $172,600 | — |
| 2025 | $172,600 | $5,169.37 |
| 2024 | $172,600 | $5,281.56 |
| 2023 | $172,600 | $5,952.97 |
Assessed value & ratio history
Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).
| Tax year | Assessed net | Avg ratio | Implied equalized | Assessed Δ | Equalized Δ |
|---|---|---|---|---|---|
| 2023 | $172,600 | 76.35% | $226,064 | — | — |
| 2024 | $172,600 | 83.13% | $207,627 | 0.0% | -8.2% |
| 2025 | $172,600 | 87.83% | $196,516 | 0.0% | -5.4% |
| 2026 | $172,600 | 80.57% | $214,224 | 0.0% | +9.0% |
Tax year history
Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).
| Tax year | Assessment net | General rate | Est. tax (that year) | Billed tax | Est. vs prior |
|---|---|---|---|---|---|
| 2023 | $172,600 | 3.449 | $5,953 | $5,952.97 | — |
| 2024 | $172,600 | 3.060 | $5,282 | $5,281.56 | -11.3% |
| 2025 | $172,600 | 2.995 | $5,169 | $5,169.37 | -2.1% |
| 2026 | $172,600 | — | — | — | — |
Where your money goes
Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.
Of the estimated change ($-112): schools ≈ -83.1%, county ≈ +183.1%, municipal ≈ 0.0%.
| District school (1.253) | $2,163 |
|---|---|
| Regional / consolidated school (0.498) | $860 |
| County (0.967) | $1,669 |
| County health (0.054) | $93 |
| County open space (0.012) | $21 |
| Municipal purpose (0.211) | $364 |
Property details
| Class | 3A |
|---|---|
| Building class | 16 |
| Building | 2SF |
| Land description | 1 AC |
| Dwellings | 1 |
| Commercial units | — |
| Year built | 2006 |
| Acreage | 1 |
| Zoning | A |
| Tax map page | 7 |
| Additional lots | — |
| Census tract / block | — |
| Special tax codes | — |
| MOD-IV current-year tax | — |
| Last sale | $240,000 · 9/28/2007 · sale assessment $106,800 · SR1A 33 |
| Deed book / page | 04033 / 04339 |
See this lot on the statewide map, then come back for the full tax story.
Show on mapSources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.