441 HIGHLAND AVE

Wood, Bergen County · Block 306, Lot 17

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$17,895

Estimated annual tax: current net × 2.990 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +65.1% ($362,600 → $598,500).

Assessment

Land$352,700
Improvements$245,800
Net (taxable assessed, 2026)$598,500
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$598,500
2025 tax (MOD-IV billed)$10,841.74
Est. 2025 tax @ general rate$17,895
Mailing address (2026)441 HIGHLAND AVE, WOOD-RIDGE; NJ, 07075

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 63.02% (often still reflecting the prior assessment base).

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $598,500
2025 $362,600 $10,841.74
2024 $362,600 $10,399.37
2023 $362,600 $10,243.45

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $362,600 79.02% $458,871
2024 $362,600 74.19% $488,745 0.0% +6.5%
2025 $362,600 69.10% $524,747 0.0% +7.4%
2026 $598,500 100.00% $598,500 +65.1% +14.1%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 63.02% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $362,600 2.825 $10,243 $10,243.45
2024 $362,600 2.868 $10,399 $10,399.37 +1.5%
2025 $362,600 2.990 $10,842 $10,841.74 +4.3%
2026 $598,500 pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$8,995 50.3%
County
$2,071 11.6%
Municipal
$6,829 38.2%
District school (1.503)$8,995
County (0.331)$1,981
County open space (0.015)$90
Municipal purpose (1.094)$6,548
Municipal library (0.047)$281

Property details

Class2
Building class17
Building1SF1G
Land description40X157 1 LT
Dwellings1
Commercial units
Year built1930
Acreage0.1442
Zoning
Tax map page
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$514,900 · 9/27/2019 · sale assessment $308,300 · SR1A 7
Deed book / page03392 / 01227

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.