36 CHARTER OAK ST

Wood, Bergen County · Block 205, Lot 18

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$21,068

Estimated annual tax: current net × 2.990 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +71.8% ($410,100 → $704,600).

Assessment

Land$355,000
Improvements$349,600
Net (taxable assessed, 2026)$704,600
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$704,600
2025 tax (MOD-IV billed)$12,261.99
Est. 2025 tax @ general rate$21,068
Mailing address (2026)36 CHARTER OAK ST, WOOD-RIDGE; NJ, 07075

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 63.02% (often still reflecting the prior assessment base).

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $704,600
2025 $410,100 $12,261.99
2024 $410,100 $11,761.67
2023 $410,100 $11,585.33

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $410,100 79.02% $518,983
2024 $410,100 74.19% $552,770 0.0% +6.5%
2025 $410,100 69.10% $593,488 0.0% +7.4%
2026 $704,600 100.00% $704,600 +71.8% +18.7%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 63.02% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $410,100 2.825 $11,585 $11,585.33
2024 $410,100 2.868 $11,762 $11,761.67 +1.5%
2025 $410,100 2.990 $12,262 $12,261.99 +4.3%
2026 $704,600 pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$10,590 50.3%
County
$2,438 11.6%
Municipal
$8,039 38.2%
District school (1.503)$10,590
County (0.331)$2,332
County open space (0.015)$106
Municipal purpose (1.094)$7,708
Municipal library (0.047)$331

Property details

Class2
Building class17
Building
Land description75X100 1 LT
Dwellings1
Commercial units
Year built1953
Acreage0.1722
Zoning
Tax map page
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$209,900 · 6/30/1999 · sale assessment $174,900 · SR1A 10
Deed book / page08184 / 00906

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.