1118-20 KENSINGTON AVE

Plainfield, Union County · Block 802, Lot 3

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+76.0%

Estimated tax up $6,767 ($8,907 → $15,674) using 2024→2025 rates (8.732 → 8.926) × assessed net.

Assessment net change: +72.2% ($102,000 → $175,600).

Assessment

Land$50,900
Improvements$124,700
Net (taxable assessed, 2026)$175,600
Town avg ratio used24.85% (Average ratio (Director’s / Chapter 123))
Implied equalized value$706,640
2025 tax (MOD-IV billed)$15,674.06
Est. 2025 tax @ general rate$15,674
Mailing address (2026)1118 KENSINGTON AVE, PLAINFIELD; NJ, 07060

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $175,600
2025 $102,000 $15,674.06
2024 $102,000 $8,906.64
2023 $102,000 $8,818.92

Mailing changed in 2026 to 1118 KENSINGTON AVE, PLAINFIELD; NJ, 07060.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $102,000 31.60% $322,785
2024 $102,000 29.81% $342,167 0.0% +6.0%
2025 $102,000 27.70% $368,231 0.0% +7.6%
2026 $175,600 24.85% $706,640 +72.2% +91.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $102,000 8.646 $8,819 $8,818.92
2024 $102,000 8.732 $8,907 $8,906.64 +1.0%
2025 $102,000 8.926 $9,105 $15,674.06 +2.2%
2026 $175,600

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$4,264 27.2%
County
$2,283 14.6%
Municipal
$9,128 58.2%

Of the estimated change ($6,767): schools ≈ +29.4%, county ≈ +14.3%, municipal ≈ +56.2%.

District school (2.428)$4,264
County (1.246)$2,188
County open space (0.054)$95
Municipal purpose (5.058)$8,882
Municipal open space (0.020)$35
Municipal library (0.120)$211

Property details

Class2
Building class17
Building2.5S-BT-F-DG2
Land description60.6X184.76
Dwellings1
Commercial units
Year built1926
Acreage0.257
ZoningR-3
Tax map page80
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$628,000 · 3/13/2025 · sale assessment $102,000 · SR1A 7
Deed book / page06575 / 02114

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.