411-13 W 5TH ST

Plainfield, Union County · Block 708, Lot 2

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.2%

Estimated tax up $190 ($8,549 → $8,739) using 2024→2025 rates (8.732 → 8.926) × assessed net.

Assessment net change: 0.0% ($97,900 → $97,900).

Assessment

Land$21,800
Improvements$76,100
Net (taxable assessed, 2026)$97,900
Town avg ratio used24.85% (Average ratio (Director’s / Chapter 123))
Implied equalized value$393,964
2025 tax (MOD-IV billed)$8,738.55
Est. 2025 tax @ general rate$8,739
Mailing address (2026)1408 WEST 4TH ST, PLAINFIELD; NJ, 07063

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $97,900
2025 $97,900 $8,738.55
2024 $97,900 $8,548.63
2023 $97,900 $8,464.43

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $97,900 31.60% $309,810
2024 $97,900 29.81% $328,413 0.0% +6.0%
2025 $97,900 27.70% $353,430 0.0% +7.6%
2026 $97,900 24.85% $393,964 0.0% +11.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $97,900 8.646 $8,464 $8,464.43
2024 $97,900 8.732 $8,549 $8,548.63 +1.0%
2025 $97,900 8.926 $8,739 $8,738.55 +2.2%
2026 $97,900

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$2,377 27.2%
County
$1,273 14.6%
Municipal
$5,089 58.2%

Of the estimated change ($190): schools ≈ +103.6%, county ≈ +6.7%, municipal ≈ -10.3%.

District school (2.428)$2,377
County (1.246)$1,220
County open space (0.054)$53
Municipal purpose (5.058)$4,952
Municipal open space (0.020)$20
Municipal library (0.120)$117

Property details

Class2
Building class16
Building2SF 2F
Land description40X78.47
Dwellings2
Commercial units
Year built1931
Acreage0.0721
ZoningR-4
Tax map page92
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$146,000 · 7/20/2018 · sale assessment $97,900 · SR1A 31
Deed book / page06277 / 00171

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.