1623-25 PROSPECT AVE

Plainfield, Union County · Block 7, Lot 69

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.2%

Estimated tax up $301 ($13,535 → $13,835) using 2024→2025 rates (8.732 → 8.926) × assessed net.

Assessment net change: 0.0% ($155,000 → $155,000).

Assessment

Land$72,500
Improvements$82,500
Net (taxable assessed, 2026)$155,000
Town avg ratio used24.85% (Average ratio (Director’s / Chapter 123))
Implied equalized value$623,742
2025 tax (MOD-IV billed)$13,835.30
Est. 2025 tax @ general rate$13,835
Mailing address (2026)1625 PROSPECT AVE, PLAINFIELD; N J, 07060

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $155,000
2025 $155,000 $13,835.30
2024 $155,000 $13,534.60
2023 $155,000 $13,401.30

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $155,000 31.60% $490,506
2024 $155,000 29.81% $519,960 0.0% +6.0%
2025 $155,000 27.70% $559,567 0.0% +7.6%
2026 $155,000 24.85% $623,742 0.0% +11.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $155,000 8.646 $13,401 $13,401.30
2024 $155,000 8.732 $13,535 $13,534.60 +1.0%
2025 $155,000 8.926 $13,835 $13,835.30 +2.2%
2026 $155,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,763 27.2%
County
$2,015 14.6%
Municipal
$8,057 58.2%

Of the estimated change ($301): schools ≈ +103.6%, county ≈ +6.7%, municipal ≈ -10.3%.

District school (2.428)$3,763
County (1.246)$1,931
County open space (0.054)$84
Municipal purpose (5.058)$7,840
Municipal open space (0.020)$31
Municipal library (0.120)$186

Property details

Class2
Building class17
Building1SF
Land description150X223 IRR
Dwellings1
Commercial units
Year built1987
Acreage
ZoningR-2
Tax map page70
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$199,900 · 7/29/1988
Deed book / page03584 / 00661

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.