643-715 E FRONT ST

Plainfield, Union County · Block 327, Lot 3

Show on map

Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.2%

Estimated tax up $5,729 ($257,847 → $263,576) using 2024→2025 rates (8.732 → 8.926) × assessed net.

Assessment net change: 0.0% ($2,952,900 → $2,952,900).

Assessment

Land$700,000
Improvements$2,252,900
Net (taxable assessed, 2026)$2,952,900
Town avg ratio used24.85% (Average ratio (Director’s / Chapter 123))
Implied equalized value$11,882,897
2025 tax (MOD-IV billed)$263,575.85
Est. 2025 tax @ general rate$263,576
Mailing address (2026)200 SHEFFIELD ST, MOUNTAINSIDE; NJ, 07092

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $2,952,900
2025 $2,952,900 $263,575.85
2024 $1,700,000 $148,444.00
2023 $1,700,000 $146,982.00

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,700,000 31.60% $5,379,747
2024 $1,700,000 29.81% $5,702,784 0.0% +6.0%
2025 $2,952,900 27.70% $10,660,289 +73.7% +86.9%
2026 $2,952,900 24.85% $11,882,897 0.0% +11.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,700,000 8.646 $146,982 $146,982.00
2024 $1,700,000 8.732 $148,444 $148,444.00 +1.0%
2025 $2,952,900 8.926 $263,576 $263,575.85 +77.6%
2026 $2,952,900

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$71,696 27.2%
County
$38,388 14.6%
Municipal
$153,492 58.2%

Of the estimated change ($5,729): schools ≈ +103.6%, county ≈ +6.7%, municipal ≈ -10.3%.

District school (2.428)$71,696
County (1.246)$36,793
County open space (0.054)$1,595
Municipal purpose (5.058)$149,358
Municipal open space (0.020)$591
Municipal library (0.120)$3,543

Property details

Class4C
Building class0986
Building2SB25G TOWNE HS
Land description326X471 IRR
Dwellings70
Commercial units
Year built1961
Acreage
ZoningR-7
Tax map page9
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$17,500,000 · 11/3/2021 · sale assessment $1,700,000 · SR1A 23
Deed book / page06454 / 02292

See this lot on the statewide map, then come back for the full tax story.

Show on map

Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.