309-11 MC DOWELL ST

Plainfield, Union County · Block 128, Lot 24

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.2%

Estimated tax up $204 ($9,169 → $9,372) using 2024→2025 rates (8.732 → 8.926) × assessed net.

Assessment net change: 0.0% ($105,000 → $105,000).

Assessment

Land$35,000
Improvements$70,000
Net (taxable assessed, 2026)$105,000
Town avg ratio used24.85% (Average ratio (Director’s / Chapter 123))
Implied equalized value$422,535
2025 tax (MOD-IV billed)$9,372.30
Est. 2025 tax @ general rate$9,372
Mailing address (2026)309 MC DOWELL ST, PLAINFIELD; NJ, 07060

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $105,000
2025 $105,000 $9,372.30
2024 $105,000 $9,168.60
2023 $105,000 $9,078.30

Mailing changed in 2024 to 309 MC DOWELL ST, PLAINFIELD; NJ, 07060.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $105,000 31.60% $332,278
2024 $105,000 29.81% $352,231 0.0% +6.0%
2025 $105,000 27.70% $379,061 0.0% +7.6%
2026 $105,000 24.85% $422,535 0.0% +11.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $105,000 8.646 $9,078 $9,078.30
2024 $105,000 8.732 $9,169 $9,168.60 +1.0%
2025 $105,000 8.926 $9,372 $9,372.30 +2.2%
2026 $105,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$2,549 27.2%
County
$1,365 14.6%
Municipal
$5,458 58.2%

Of the estimated change ($204): schools ≈ +103.6%, county ≈ +6.7%, municipal ≈ -10.3%.

District school (2.428)$2,549
County (1.246)$1,308
County open space (0.054)$57
Municipal purpose (5.058)$5,311
Municipal open space (0.020)$21
Municipal library (0.120)$126

Property details

Class2
Building class45
Building2SF2G 2F
Land description50X150
Dwellings2
Commercial units
Year built1921
Acreage0.1722
ZoningR-4
Tax map page136
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1 · 3/26/2025 · sale assessment $105,000 · SR1A 14
Deed book / page06576 / 02497

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.