93 KEMPSHALL TERR

Fanwood, Union County · Block 100, Lot 11

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+6.2%

Estimated tax up $881 ($14,136 → $15,017) using 2024→2025 rates (2.937 → 3.120) × assessed net.

Assessment net change: 0.0% ($481,300 → $481,300).

Assessment

Land$253,600
Improvements$227,700
Net (taxable assessed, 2026)$481,300
Town avg ratio used65.63% (Average ratio (Director’s / Chapter 123))
Implied equalized value$733,354
2025 tax (MOD-IV billed)$15,016.56
Est. 2025 tax @ general rate$15,017
Mailing address (2026)93 KEMPSHALL TERR, FANWOOD; N J, 07023

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $481,300
2025 $481,300 $15,016.56
2024 $481,300 $14,135.78
2023 $481,300 $13,688.17

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $481,300 86.61% $555,710
2024 $481,300 81.43% $591,060 0.0% +6.4%
2025 $481,300 72.16% $666,990 0.0% +12.8%
2026 $481,300 65.63% $733,354 0.0% +9.9%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $481,300 2.844 $13,688 $13,688.17
2024 $481,300 2.937 $14,136 $14,135.78 +3.3%
2025 $481,300 3.120 $15,017 $15,016.56 +6.2%
2026 $481,300

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$9,405 62.6%
County
$2,402 16.0%
Municipal
$3,210 21.4%

Of the estimated change ($881): schools ≈ +60.7%, county ≈ +15.8%, municipal ≈ +23.5%.

Regional / consolidated school (1.954)$9,405
County (0.479)$2,305
County open space (0.020)$96
Municipal purpose (0.610)$2,936
Municipal open space (0.010)$48
Municipal library (0.047)$226

Property details

Class2
Building class18
Building2SFL1AG
Land description78X107
Dwellings1
Commercial units
Year built1967
Acreage0.1916
Zoning
Tax map page
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale
Deed book / page3180 / 344

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.