50 SCHWIN DR

Clark, Union County · Block 6.1, Lot 4

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+21.1%

Estimated tax up $2,317 ($10,984 → $13,301) using 2024→2025 rates (2.214 → 2.269) × assessed net.

Assessment net change: +18.2% ($496,100 → $586,200).

Assessment

Land$275,000
Improvements$311,200
Net (taxable assessed, 2026)$586,200
Town avg ratio used80.01% (Average ratio (Director’s / Chapter 123))
Implied equalized value$732,658
2025 tax (MOD-IV billed)$13,300.89
Est. 2025 tax @ general rate$13,301
Mailing address (2026)50 SCHWIN DR, CLARK; N J, 07066

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $586,200
2025 $496,100 $13,300.89
2024 $496,100 $10,983.65
2023 $496,100 $10,819.94

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $496,100 96.49% $514,147
2024 $496,100 89.76% $552,696 0.0% +7.5%
2025 $496,100 84.31% $588,424 0.0% +6.5%
2026 $586,200 80.01% $732,658 +18.2% +24.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $496,100 2.181 $10,820 $10,819.94
2024 $496,100 2.214 $10,984 $10,983.65 +1.5%
2025 $496,100 2.269 $11,257 $13,300.89 +2.5%
2026 $586,200

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$6,841 51.4%
County
$2,509 18.9%
Municipal
$3,951 29.7%

Of the estimated change ($2,317): schools ≈ +54.4%, county ≈ +16.6%, municipal ≈ +29.0%.

District school (1.167)$6,841
County (0.411)$2,409
County open space (0.017)$100
Municipal purpose (0.634)$3,717
Municipal library (0.040)$234

Property details

Class2
Building class16
Building
Land description100X150
Dwellings1
Commercial units
Year built1963
Acreage0.3444
ZoningR150
Tax map page07
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$195,000 · 4/29/1994 · sale assessment $119,000
Deed book / page04221 / 00142

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.