36 HAROLD AVE

Clark, Union County · Block 102, Lot 3

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.5%

Estimated tax up $268 ($10,807 → $11,075) using 2024→2025 rates (2.214 → 2.269) × assessed net.

Assessment net change: 0.0% ($488,100 → $488,100).

Assessment

Land$305,000
Improvements$183,100
Net (taxable assessed, 2026)$488,100
Town avg ratio used80.01% (Average ratio (Director’s / Chapter 123))
Implied equalized value$610,049
2025 tax (MOD-IV billed)$11,074.99
Est. 2025 tax @ general rate$11,075
Mailing address (2026)36 HAROLD AVE, CLARK; NJ, 07066

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $488,100
2025 $488,100 $11,074.99
2024 $488,100 $10,806.53
2023 $488,100 $10,645.46

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $488,100 96.49% $505,856
2024 $488,100 89.76% $543,783 0.0% +7.5%
2025 $488,100 84.31% $578,935 0.0% +6.5%
2026 $488,100 80.01% $610,049 0.0% +5.4%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $488,100 2.181 $10,645 $10,645.46
2024 $488,100 2.214 $10,807 $10,806.53 +1.5%
2025 $488,100 2.269 $11,075 $11,074.99 +2.5%
2026 $488,100

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,696 51.4%
County
$2,089 18.9%
Municipal
$3,290 29.7%

Of the estimated change ($268): schools ≈ +76.4%, county ≈ 0.0%, municipal ≈ +23.6%.

District school (1.167)$5,696
County (0.411)$2,006
County open space (0.017)$83
Municipal purpose (0.634)$3,095
Municipal library (0.040)$195

Property details

Class2
Building class15
Building
Land description100X100
Dwellings1
Commercial units
Year built1933
Acreage0.2296
ZoningR-60
Tax map page31
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1 · 9/16/2019 · sale assessment $96,400 · SR1A 4
Deed book / page06341 / 00261

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.