103 EAST SHORE DR

Vernon, Sussex County · Block 592, Lot 6

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-3.9%

Estimated tax down $415 ($10,543 → $10,128) using 2024→2025 rates (2.441 → 2.345) × assessed net.

Assessment net change: 0.0% ($431,900 → $431,900).

Assessment

Land$299,500
Improvements$132,400
Net (taxable assessed, 2026)$431,900
Town avg ratio used91.94% (Average ratio (Director’s / Chapter 123))
Implied equalized value$469,763
2025 tax (MOD-IV billed)$10,128.06
Est. 2025 tax @ general rate$10,128
Mailing address (2026)110 WEST OAKLAND AVE, OAKLAND; NJ, 07436

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $431,900
2025 $431,900 $10,128.06
2024 $378,700 $9,244.07
2023 $341,900 $8,865.47

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $341,900 90.41% $378,166
2024 $378,700 98.97% $382,641 +10.8% +1.2%
2025 $431,900 88.54% $487,802 +14.0% +27.5%
2026 $431,900 91.94% $469,763 0.0% -3.7%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $341,900 2.593 $8,865 $8,865.47
2024 $378,700 2.441 $9,244 $9,244.07 +4.3%
2025 $431,900 2.345 $10,128 $10,128.06 +9.6%
2026 $431,900

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,904 58.3%
County
$1,900 18.8%
Municipal
$2,324 22.9%

Of the estimated change ($-415): schools ≈ +43.8%, county ≈ +38.5%, municipal ≈ +17.7%.

District school (1.367)$5,904
County (0.405)$1,749
County library (0.033)$143
County open space (0.002)$9
Municipal purpose (0.538)$2,324

Property details

Class2
Building class16
Building
Land description.15 AC
Dwellings1
Commercial units
Year built1978
Acreage0.15
Zoning
Tax map page26E
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$201,000 · 2/10/2021 · sale assessment $255,400 · SR1A 26
Deed book / page03589 / 00679

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.