40 DREW RD

Vernon, Sussex County · Block 355, Lot 19

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
-3.9%

Estimated tax down $81 ($2,065 → $1,984) using 2024→2025 rates (2.441 → 2.345) × assessed net.

Assessment net change: 0.0% ($84,600 → $84,600).

Assessment

Land$84,600
Improvements$0
Net (taxable assessed, 2026)$84,600
Town avg ratio used91.94% (Average ratio (Director’s / Chapter 123))
Implied equalized value$92,017
2025 tax (MOD-IV billed)$1,983.87
Est. 2025 tax @ general rate$1,984
Mailing address (2026)PO BOX 667, HIGHLAND LAKES; NJ, 07422

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $84,600
2025 $84,600 $1,983.87
2024 $97,700 $2,384.86
2023 $105,400 $2,733.02

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $105,400 90.41% $116,580
2024 $97,700 98.97% $98,717 -7.3% -15.3%
2025 $84,600 88.54% $95,550 -13.4% -3.2%
2026 $84,600 91.94% $92,017 0.0% -3.7%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $105,400 2.593 $2,733 $2,733.02
2024 $97,700 2.441 $2,385 $2,384.86 -12.7%
2025 $84,600 2.345 $1,984 $1,983.87 -16.8%
2026 $84,600

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$1,156 58.3%
County
$372 18.8%
Municipal
$455 22.9%

Of the estimated change ($-81): schools ≈ +43.8%, county ≈ +38.5%, municipal ≈ +17.7%.

District school (1.367)$1,156
County (0.405)$343
County library (0.033)$28
County open space (0.002)$2
Municipal purpose (0.538)$455

Property details

Class1
Building class
Building
Land description1.456 AC
Dwellings1
Commercial units
Year built
Acreage1.456
Zoning
Tax map page13
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$55,000 · 5/9/1987 · sale assessment $17,300
Deed book / page01460 / 00191

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.