11 WHITE LAKE RD

Sparta, Sussex County · Block 16008, Lot 2

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+2.2%

Estimated tax up $132 ($6,008 → $6,140) using 2024→2025 rates (3.589 → 3.668) × assessed net.

Assessment net change: 0.0% ($167,400 → $167,400).

Assessment

Land$167,400
Improvements$0
Net (taxable assessed, 2026)$167,400
Town avg ratio used59.82% (Average ratio (Director’s / Chapter 123))
Implied equalized value$279,840
2025 tax (MOD-IV billed)$6,140.23
Est. 2025 tax @ general rate$6,140
Mailing address (2026)1 WHITE LAKE RD, SPARTA; NJ, 07871

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $167,400
2025 $167,400 $6,140.23
2024 $167,400 $6,007.99
2023 $167,400 $5,835.56

Mailing changed in 2026 to 1 WHITE LAKE RD, SPARTA; NJ, 07871.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $167,400 78.13% $214,258
2024 $167,400 70.81% $236,407 0.0% +10.3%
2025 $167,400 64.08% $261,236 0.0% +10.5%
2026 $167,400 59.82% $279,840 0.0% +7.1%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $167,400 3.486 $5,836 $5,835.56
2024 $167,400 3.589 $6,008 $6,007.99 +3.0%
2025 $167,400 3.668 $6,140 $6,140.23 +2.2%
2026 $167,400

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,954 64.4%
County
$1,046 17.0%
Municipal
$1,140 18.6%

Of the estimated change ($132): schools ≈ +54.4%, county ≈ +10.1%, municipal ≈ +35.4%.

District school (2.362)$3,954
County (0.622)$1,041
County open space (0.003)$5
Municipal purpose (0.618)$1,035
Municipal open space (0.011)$18
Municipal library (0.052)$87

Property details

Class1
Building class
Building
Land description2.347 ACS
Dwellings
Commercial units
Year built
Acreage2.347
ZoningED
Tax map page1601
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1 · 9/4/2025 · sale assessment $167,400 · SR1A 25
Deed book / page10404 / 00529

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.