109 SHORE RD

Green, Sussex County · Block 45, Lot 56

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$12,880

Estimated annual tax: current net × 2.274 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +9.5% ($517,100 → $566,400).

Assessment

Land$279,200
Improvements$287,200
Net (taxable assessed, 2026)$566,400
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$566,400
2025 tax (MOD-IV billed)$11,758.85
Est. 2025 tax @ general rate$12,880
Mailing address (2026)109 SHORE RD, ANDOVER; NJ, 07821

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 103.55% (often still reflecting the prior assessment base).

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $566,400
2025 $517,100 $11,758.85
2024 $260,300 $10,130.88
2023 $260,300 $10,057.99

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $260,300 75.88% $343,042
2024 $260,300 69.96% $372,070 0.0% +8.5%
2025 $517,100 62.72% $824,458 +98.7% +121.6%
2026 $566,400 100.00% $566,400 +9.5% -31.3%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 103.55% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $260,300 3.864 $10,058 $10,057.99
2024 $260,300 3.892 $10,131 $10,130.88 +0.7%
2025 $517,100 2.274 $11,759 $11,758.85 +16.1%
2026 $566,400 pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$8,264 64.2%
County
$2,322 18.0%
Municipal
$2,294 17.8%
District school (1.459)$8,264
County (0.377)$2,135
County library (0.031)$176
County open space (0.002)$11
Municipal purpose (0.395)$2,237
Municipal open space (0.010)$57

Property details

Class2
Building class17
Building2SF-L-BIG
Land description163X190 IR
Dwellings1
Commercial units
Year built1972
Acreage
Zoning0004
Tax map pageTM10
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$344,000 · 10/6/2017 · sale assessment $260,300
Deed book / page03451 / 00287

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.