2 DIVISION LN

Byram, Sussex County · Block 330, Lot 1, Qual D0001

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.9%

Estimated tax up $374 ($7,583 → $7,958) using 2024→2025 rates (3.830 → 4.019) × assessed net.

Assessment net change: 0.0% ($198,000 → $198,000).

Assessment

Land$0
Improvements$198,000
Net (taxable assessed, 2026)$198,000
Town avg ratio used58.12% (Average ratio (Director’s / Chapter 123))
Implied equalized value$340,674
2025 tax (MOD-IV billed)$7,957.62
Est. 2025 tax @ general rate$7,958
Mailing address (2026)2 DIVISION LN, ANDOVER; NJ, 07821

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $198,000
2025 $198,000 $7,957.62

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 78.30%
2024 72.00%
2025 $198,000 64.13% $308,748
2026 $198,000 58.12% $340,674 0.0% +10.3%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 3.762
2024 3.830
2025 $198,000 4.019 $7,958 $7,957.62
2026 $198,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$4,580 57.6%
County
$1,337 16.8%
Municipal
$2,041 25.7%

Of the estimated change ($374): schools ≈ +75.1%, county ≈ +10.6%, municipal ≈ +14.3%.

District school (1.510)$2,990
Regional / consolidated school (0.803)$1,590
County (0.621)$1,230
County library (0.051)$101
County open space (0.003)$6
Municipal purpose (1.020)$2,020
Municipal open space (0.011)$22

Property details

Class2
Building class17
Building1 SFO
Land description
Dwellings1
Commercial units
Year built1987
Acreage
ZoningR-5
Tax map page3.02
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale
Deed book / page

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.