11 DAVIS TERR

Andover, Sussex County · Block 122, Lot 4.5

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.5%

Estimated tax up $336 ($9,639 → $9,976) using 2024→2025 rates (4.213 → 4.360) × assessed net.

Assessment net change: 0.0% ($228,800 → $228,800).

Assessment

Land$92,000
Improvements$136,800
Net (taxable assessed, 2026)$228,800
Town avg ratio used55.68% (Average ratio (Director’s / Chapter 123))
Implied equalized value$410,920
2025 tax (MOD-IV billed)$9,975.68
Est. 2025 tax @ general rate$9,976
Mailing address (2026)11 DAVIS TERR, NEWTON; NJ, 07860

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $228,800
2025 $228,800 $9,975.68
2024 $228,800 $9,639.34
2023 $228,800 $9,291.57

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $228,800 74.99% $305,107
2024 $228,800 69.85% $327,559 0.0% +7.4%
2025 $228,800 61.50% $372,033 0.0% +13.6%
2026 $228,800 55.68% $410,920 0.0% +10.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $228,800 4.061 $9,292 $9,291.57
2024 $228,800 4.213 $9,639 $9,639.34 +3.7%
2025 $228,800 4.360 $9,976 $9,975.68 +3.5%
2026 $228,800

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,661 56.7%
County
$1,613 16.2%
Municipal
$2,702 27.1%

Of the estimated change ($336): schools ≈ +50.3%, county ≈ +19.0%, municipal ≈ +30.6%.

Regional / consolidated school (2.474)$5,661
County (0.649)$1,485
County library (0.053)$121
County open space (0.003)$7
Municipal purpose (1.172)$2,682
Municipal open space (0.009)$21

Property details

Class2
Building class17
Building1SF
Land description160X130 AVG
Dwellings1
Commercial units
Year built1972
Acreage0.4775
ZoningR1
Tax map page30
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$350,000 · 6/12/2023 · sale assessment $228,800 · SR1A 10
Deed book / page10255 / 01614

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.