103 LAKE ILIFF RD

Andover, Sussex County · Block 118, Lot 28

Show on map

Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.5%

Estimated tax up $559 ($16,009 → $16,568) using 2024→2025 rates (4.213 → 4.360) × assessed net.

Assessment net change: 0.0% ($380,000 → $380,000).

Assessment

Land$100,600
Improvements$279,400
Net (taxable assessed, 2026)$380,000
Town avg ratio used55.68% (Average ratio (Director’s / Chapter 123))
Implied equalized value$682,471
2025 tax (MOD-IV billed)$16,568.00
Est. 2025 tax @ general rate$16,568
Mailing address (2026)103 LAKE ILIFF RD, NEWTON; NJ, 07860

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $380,000
2025 $380,000 $16,568.00
2024 $380,000 $16,009.40
2023 $380,000 $15,431.80

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $380,000 74.99% $506,734
2024 $380,000 69.85% $544,023 0.0% +7.4%
2025 $380,000 61.50% $617,886 0.0% +13.6%
2026 $380,000 55.68% $682,471 0.0% +10.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $380,000 4.061 $15,432 $15,431.80
2024 $380,000 4.213 $16,009 $16,009.40 +3.7%
2025 $380,000 4.360 $16,568 $16,568.00 +3.5%
2026 $380,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$9,401 56.7%
County
$2,679 16.2%
Municipal
$4,488 27.1%

Of the estimated change ($559): schools ≈ +50.3%, county ≈ +19.0%, municipal ≈ +30.6%.

Regional / consolidated school (2.474)$9,401
County (0.649)$2,466
County library (0.053)$201
County open space (0.003)$11
Municipal purpose (1.172)$4,454
Municipal open space (0.009)$34

Property details

Class2
Building class18
Building2SF BIG
Land description2.183 AC
Dwellings1
Commercial units
Year built2000
Acreage2.183
ZoningR2
Tax map page30
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$352,275 · 11/5/2019 · sale assessment $433,400 · SR1A 18
Deed book / page03540 / 00639

See this lot on the statewide map, then come back for the full tax story.

Show on map

Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.