144 WARBASSE JUNCTION RD

Andover, Sussex County · Block 111, Lot 14.2

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.5%

Estimated tax up $772 ($22,118 → $22,890) using 2024→2025 rates (4.213 → 4.360) × assessed net.

Assessment net change: 0.0% ($525,000 → $525,000).

Assessment

Land$81,000
Improvements$444,000
Net (taxable assessed, 2026)$525,000
Town avg ratio used55.68% (Average ratio (Director’s / Chapter 123))
Implied equalized value$942,888
2025 tax (MOD-IV billed)$22,890.00
Est. 2025 tax @ general rate$22,890
Mailing address (2026)144 WARBASSE JUNCTION RD, LAFAYETTE; NJ, 07848

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $525,000
2025 $525,000 $22,890.00
2024 $525,000 $22,118.25
2023 $525,000 $21,320.25

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $525,000 74.99% $700,093
2024 $525,000 69.85% $751,611 0.0% +7.4%
2025 $525,000 61.50% $853,659 0.0% +13.6%
2026 $525,000 55.68% $942,888 0.0% +10.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $525,000 4.061 $21,320 $21,320.25
2024 $525,000 4.213 $22,118 $22,118.25 +3.7%
2025 $525,000 4.360 $22,890 $22,890.00 +3.5%
2026 $525,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$12,989 56.7%
County
$3,701 16.2%
Municipal
$6,200 27.1%

Of the estimated change ($772): schools ≈ +50.3%, county ≈ +19.0%, municipal ≈ +30.6%.

Regional / consolidated school (2.474)$12,989
County (0.649)$3,407
County library (0.053)$278
County open space (0.003)$16
Municipal purpose (1.172)$6,153
Municipal open space (0.009)$47

Property details

Class3A
Building class17
Building
Land description1.0 AC
Dwellings1
Commercial units
Year built1988
Acreage1
ZoningR1
Tax map page34
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$475,000 · 9/16/2019 · sale assessment $525,000 · SR1A 33
Deed book / page03537 / 00026

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.