86 SEMINOLE RD

Andover, Sussex County · Block 109, Lot 4.1, Qual C0086

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.5%

Estimated tax up $197 ($5,637 → $5,834) using 2024→2025 rates (4.213 → 4.360) × assessed net.

Assessment net change: 0.0% ($133,800 → $133,800).

Assessment

Land$50,000
Improvements$83,800
Net (taxable assessed, 2026)$133,800
Town avg ratio used55.68% (Average ratio (Director’s / Chapter 123))
Implied equalized value$240,302
2025 tax (MOD-IV billed)$5,833.68
Est. 2025 tax @ general rate$5,834
Mailing address (2026)86 SEMINOLE RD, LAFAYETTE; NJ, 07848

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $133,800
2025 $133,800 $5,833.68
2024 $133,800 $5,636.99
2023 $133,800 $5,433.62

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $133,800 74.99% $178,424
2024 $133,800 69.85% $191,553 0.0% +7.4%
2025 $133,800 61.50% $217,561 0.0% +13.6%
2026 $133,800 55.68% $240,302 0.0% +10.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $133,800 4.061 $5,434 $5,433.62
2024 $133,800 4.213 $5,637 $5,636.99 +3.7%
2025 $133,800 4.360 $5,834 $5,833.68 +3.5%
2026 $133,800

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,310 56.7%
County
$943 16.2%
Municipal
$1,580 27.1%

Of the estimated change ($197): schools ≈ +50.3%, county ≈ +19.0%, municipal ≈ +30.6%.

Regional / consolidated school (2.474)$3,310
County (0.649)$868
County library (0.053)$71
County open space (0.003)$4
Municipal purpose (1.172)$1,568
Municipal open space (0.009)$12

Property details

Class2
Building class35
BuildingCONDO
Land descriptionCE .4900772
Dwellings1
Commercial units
Year built1982
Acreage0.49
ZoningMFR
Tax map page38
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$166,250 · 11/30/2018 · sale assessment $133,800
Deed book / page03504 / 00484

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.