231 NEWTON-SPARTA RD

Andover, Sussex County · Block 105.5, Lot 3

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.5%

Estimated tax up $1,197 ($34,306 → $35,503) using 2024→2025 rates (4.213 → 4.360) × assessed net.

Assessment net change: 0.0% ($814,300 → $814,300).

Assessment

Land$302,000
Improvements$512,300
Net (taxable assessed, 2026)$814,300
Town avg ratio used55.68% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,462,464
2025 tax (MOD-IV billed)$35,503.48
Est. 2025 tax @ general rate$35,503
Mailing address (2026)10 EILEEN'S WAY, NEWTON; NJ, 07860

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $814,300
2025 $814,300 $35,503.48
2024 $814,300 $34,306.46
2023 $814,300 $33,068.72

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $814,300 74.99% $1,085,878
2024 $814,300 69.85% $1,165,784 0.0% +7.4%
2025 $814,300 61.50% $1,324,065 0.0% +13.6%
2026 $814,300 55.68% $1,462,464 0.0% +10.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $814,300 4.061 $33,069 $33,068.72
2024 $814,300 4.213 $34,306 $34,306.46 +3.7%
2025 $814,300 4.360 $35,503 $35,503.48 +3.5%
2026 $814,300

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$20,146 56.7%
County
$5,741 16.2%
Municipal
$9,617 27.1%

Of the estimated change ($1,197): schools ≈ +50.3%, county ≈ +19.0%, municipal ≈ +30.6%.

Regional / consolidated school (2.474)$20,146
County (0.649)$5,285
County library (0.053)$432
County open space (0.003)$24
Municipal purpose (1.172)$9,544
Municipal open space (0.009)$73

Property details

Class4A
Building class
Building1SCBA
Land description1.409 AC
Dwellings
Commercial units
Year built
Acreage1.409
ZoningCB
Tax map page40A
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1 · 3/9/2007 · sale assessment $947,800 · SR1A 25
Deed book / page03128 / 00154

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.