12 ROCKRIDGE ROAD

Wanaque, Passaic County · Block 416, Lot 3

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+5.3%

Estimated tax up $486 ($9,195 → $9,681) using 2024→2025 rates (4.313 → 4.541) × assessed net.

Assessment net change: 0.0% ($213,200 → $213,200).

Assessment

Land$100,500
Improvements$112,700
Net (taxable assessed, 2026)$213,200
Town avg ratio used54.41% (Average ratio (Director’s / Chapter 123))
Implied equalized value$391,840
2025 tax (MOD-IV billed)$9,681.41
Est. 2025 tax @ general rate$9,681
Mailing address (2026)12 ROCKRIDGE RD, WANAQUE NJ, 07465

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $213,200
2025 $213,200 $9,681.41
2024 $208,700 $9,195.33
2023 $208,700 $8,821.75

Mailing changed in 2025 to 12 ROCKRIDGE RD, WANAQUE NJ, 07465.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $208,700 68.52% $304,583
2024 $208,700 63.94% $326,400 0.0% +7.2%
2025 $213,200 58.32% $365,569 +2.2% +12.0%
2026 $213,200 54.41% $391,840 0.0% +7.2%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $208,700 4.227 $8,822 $8,821.75
2024 $208,700 4.313 $9,001 $9,195.33 +2.0%
2025 $213,200 4.541 $9,681 $9,681.41 +7.6%
2026 $213,200

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,300 54.7%
County
$1,765 18.2%
Municipal
$2,616 27.0%

Of the estimated change ($486): schools ≈ +43.4%, county ≈ +12.7%, municipal ≈ +43.9%.

District school (1.617)$3,447
Regional / consolidated school (0.869)$1,853
County (0.811)$1,729
County open space (0.017)$36
Municipal purpose (1.160)$2,473
Municipal open space (0.010)$21
Municipal library (0.057)$122

Property details

Class2
Building class16
Building1.5F
Land description50X100
Dwellings1
Commercial units
Year built1951
Acreage0.1148
ZoningR10
Tax map page4.02
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$450,800 · 3/12/2024 · sale assessment $208,700
Deed book / page04689 / 00112

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.