3 ROCKRIDGE ROAD

Wanaque, Passaic County · Block 415, Lot 41

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+5.3%

Estimated tax up $433 ($8,195 → $8,628) using 2024→2025 rates (4.313 → 4.541) × assessed net.

Assessment net change: 0.0% ($190,000 → $190,000).

Assessment

Land$99,600
Improvements$90,400
Net (taxable assessed, 2026)$190,000
Town avg ratio used54.41% (Average ratio (Director’s / Chapter 123))
Implied equalized value$349,201
2025 tax (MOD-IV billed)$8,627.90
Est. 2025 tax @ general rate$8,628
Mailing address (2026)3 ROCKRIDGE RD, WANAQUE NJ, 07465

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $190,000
2025 $190,000 $8,627.90
2024 $190,000 $8,194.70
2023 $190,000 $8,031.30

Mailing changed in 2024 to 3 ROCKRIDGE RD, WANAQUE NJ, 07465.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $190,000 68.52% $277,291
2024 $190,000 63.94% $297,154 0.0% +7.2%
2025 $190,000 58.32% $325,789 0.0% +9.6%
2026 $190,000 54.41% $349,201 0.0% +7.2%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $190,000 4.227 $8,031 $8,031.30
2024 $190,000 4.313 $8,195 $8,194.70 +2.0%
2025 $190,000 4.541 $8,628 $8,627.90 +5.3%
2026 $190,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$4,723 54.7%
County
$1,573 18.2%
Municipal
$2,331 27.0%

Of the estimated change ($433): schools ≈ +43.4%, county ≈ +12.7%, municipal ≈ +43.9%.

District school (1.617)$3,072
Regional / consolidated school (0.869)$1,651
County (0.811)$1,541
County open space (0.017)$32
Municipal purpose (1.160)$2,204
Municipal open space (0.010)$19
Municipal library (0.057)$108

Property details

Class2
Building class16
Building1.5F
Land description50X100
Dwellings1
Commercial units
Year built1951
Acreage0.1148
ZoningR10
Tax map page4.02
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$430,000 · 2/13/2024 · sale assessment $190,000
Deed book / page04667 / 00267

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.