393 NO 11TH ST

Prospect, Passaic County · Block 63, Lot 23

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.7%

Estimated tax up $609 ($12,943 → $13,552) using 2024→2025 rates (5.951 → 6.231) × assessed net.

Assessment net change: 0.0% ($217,500 → $217,500).

Assessment

Land$55,100
Improvements$162,400
Net (taxable assessed, 2026)$217,500
Town avg ratio used40.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$537,037
2025 tax (MOD-IV billed)$13,552.43
Est. 2025 tax @ general rate$13,552
Mailing address (2026)393 N 11TH ST, PROSPECT PARK NJ, 07508

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $217,500
2025 $217,500 $13,552.43
2024 $217,500 $12,943.43
2023 $217,500 $12,010.35

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $217,500 58.89% $369,333
2024 $217,500 52.88% $411,309 0.0% +11.4%
2025 $217,500 46.89% $463,852 0.0% +12.8%
2026 $217,500 40.50% $537,037 0.0% +15.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $217,500 5.522 $12,010 $12,010.35
2024 $217,500 5.951 $12,943 $12,943.43 +7.8%
2025 $217,500 6.231 $13,552 $13,552.43 +4.7%
2026 $217,500

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$6,499 48.0%
County
$2,242 16.5%
Municipal
$4,811 35.5%

Of the estimated change ($609): schools ≈ +67.5%, county ≈ +23.2%, municipal ≈ +9.3%.

District school (1.292)$2,810
Regional / consolidated school (1.696)$3,689
County (1.010)$2,197
County open space (0.021)$46
Municipal purpose (2.212)$4,811

Property details

Class2
Building class45
Building
Land description37.5X100
Dwellings2
Commercial units
Year built1925
Acreage0.0861
Zoning
Tax map page
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale
Deed book / page00735 / 00186

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.