334 NO 7TH ST

Prospect, Passaic County · Block 45, Lot 14

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.7%

Estimated tax up $518 ($11,009 → $11,527) using 2024→2025 rates (5.951 → 6.231) × assessed net.

Assessment net change: 0.0% ($185,000 → $185,000).

Assessment

Land$51,600
Improvements$133,400
Net (taxable assessed, 2026)$185,000
Town avg ratio used40.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$456,790
2025 tax (MOD-IV billed)$11,527.35
Est. 2025 tax @ general rate$11,527
Mailing address (2026)334 N 7TH ST, PROSPECT PARK NJ, 07508

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $185,000
2025 $185,000 $11,527.35
2024 $185,000 $11,009.35
2023 $185,000 $10,215.70

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $185,000 58.89% $314,145
2024 $185,000 52.88% $349,849 0.0% +11.4%
2025 $185,000 46.89% $394,540 0.0% +12.8%
2026 $185,000 40.50% $456,790 0.0% +15.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $185,000 5.522 $10,216 $10,215.70
2024 $185,000 5.951 $11,009 $11,009.35 +7.8%
2025 $185,000 6.231 $11,527 $11,527.35 +4.7%
2026 $185,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,528 48.0%
County
$1,907 16.5%
Municipal
$4,092 35.5%

Of the estimated change ($518): schools ≈ +67.5%, county ≈ +23.2%, municipal ≈ +9.3%.

District school (1.292)$2,390
Regional / consolidated school (1.696)$3,138
County (1.010)$1,869
County open space (0.021)$39
Municipal purpose (2.212)$4,092

Property details

Class2
Building class16
Building1.5F 1G
Land description34X95
Dwellings1
Commercial units
Year built1924
Acreage0.0742
Zoning
Tax map page
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$165,000 · 6/14/2013 · sale assessment $132,400
Deed book / page02364 / 00069

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.