406 MONTCLAIR AVE

Pompton, Passaic County · Block 1800, Lot 1

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.8%

Estimated tax up $726 ($15,220 → $15,946) using 2024→2025 rates (3.943 → 4.131) × assessed net.

Assessment net change: 0.0% ($386,000 → $386,000).

Assessment

Land$124,600
Improvements$261,400
Net (taxable assessed, 2026)$386,000
Town avg ratio used59.15% (Average ratio (Director’s / Chapter 123))
Implied equalized value$652,578
2025 tax (MOD-IV billed)$15,945.66
Est. 2025 tax @ general rate$15,946
Mailing address (2026)406 MONTCLAIR AVE, POMPTON LAKES NJ, 07442

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $386,000
2025 $386,000 $15,945.66
2024 $386,000 $15,219.98
2023 $386,000 $14,803.10

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $386,000 77.48% $498,193
2024 $386,000 69.05% $559,015 0.0% +12.2%
2025 $386,000 61.64% $626,217 0.0% +12.0%
2026 $386,000 59.15% $652,578 0.0% +4.2%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $386,000 3.835 $14,803 $14,803.10
2024 $386,000 3.943 $15,220 $15,219.98 +2.8%
2025 $386,000 4.131 $15,946 $15,945.66 +4.8%
2026 $386,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$8,878 55.7%
County
$3,022 19.0%
Municipal
$4,045 25.4%

Of the estimated change ($726): schools ≈ +41.5%, county ≈ +21.8%, municipal ≈ +36.7%.

District school (2.300)$8,878
County (0.767)$2,961
County open space (0.016)$62
Municipal purpose (0.983)$3,794
Municipal open space (0.010)$39
Municipal library (0.055)$212

Property details

Class2
Building class16
Building1 F
Land description0.47 AC
Dwellings1
Commercial units
Year built1920
Acreage0.47
ZoningR-5
Tax map page4
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale
Deed book / page01075 / 00197

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.