901 OCEAN 2ND FLR #C0915

Ship, Ocean County · Block 96, Lot 1.1, Qual C0915

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+6.2%

Estimated tax up $433 ($6,983 → $7,416) using 2025→2026 rates (1.241 → 1.318) × assessed net.

Assessment net change: 0.0% ($562,700 → $562,700).

Assessment

Land$328,100
Improvements$234,600
Net (taxable assessed, 2026)$562,700
Town avg ratio used53.09% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,059,898
2025 tax (MOD-IV billed)$6,983.11
Est. 2026 tax @ general rate$7,416
Mailing address (2026)7117 WARRENS WAY, WANAQUE NJ, 07465

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $562,700
2025 $562,700 $6,983.11
2024 $562,700 $6,780.54
2023 $562,700 $6,465.42

Mailing changed in 2024 to 7117 WARRENS WAY, WANAQUE NJ, 07465.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $562,700 70.66% $796,349
2024 $562,700 61.58% $913,771 0.0% +14.7%
2025 $562,700 56.61% $993,994 0.0% +8.8%
2026 $562,700 53.09% $1,059,898 0.0% +6.6%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $562,700 1.149 $6,465 $6,465.42
2024 $562,700 1.205 $6,781 $6,780.54 +4.9%
2025 $562,700 1.241 $6,983 $6,983.11 +3.0%
2026 $562,700 1.318 $7,416 +6.2%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$1,488 20.1%
County
$3,389 45.7%
Municipal
$2,539 34.2%

Of the estimated change ($433): schools ≈ +20.1%, county ≈ +45.7%, municipal ≈ +34.2%.

Regional / consolidated school (0.208)$1,172
Local school (0.056)$317
County (0.527)$2,964
County library (0.053)$299
County open space (0.022)$125
Municipal purpose (0.441)$2,480
Municipal open space (0.011)$60

Property details

Class2
Building class37
Building1SF 1081
Land description.0812 AC
Dwellings1
Commercial units
Year built1987
Acreage0.0812
ZoningMFR
Tax map page13
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1 · 8/30/2018 · sale assessment $562,700 · SR1A 25
Deed book / page17236 / 01415

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.