339 W 11TH ST

Ship, Ocean County · Block 93, Lot 22.2

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+308.9%

Estimated tax up $13,148 ($4,257 → $17,404) using 2025→2026 rates (1.241 → 1.318) × assessed net.

Assessment net change: +285.0% ($343,000 → $1,320,500).

Assessment

Land$343,000
Improvements$977,500
Net (taxable assessed, 2026)$1,320,500
Town avg ratio used53.09% (Average ratio (Director’s / Chapter 123))
Implied equalized value$2,487,286
2025 tax (MOD-IV billed)$16,387.41
Est. 2026 tax @ general rate$17,404
Mailing address (2026)339 WEST 11TH STREET, SHIP BOTTOM NJ, 08008

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,320,500
2025 $343,000 $16,387.41
2024 $9,100.16

Mailing changed in 2026 to 339 WEST 11TH STREET, SHIP BOTTOM NJ, 08008.

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 70.66%
2024 61.58%
2025 $343,000 56.61% $605,900
2026 $1,320,500 53.09% $2,487,286 +285.0% +310.5%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 1.149
2024 1.205 $9,100.16
2025 $343,000 1.241 $4,257 $16,387.41
2026 $1,320,500 1.318 $17,404 +308.9%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$3,493 20.1%
County
$7,952 45.7%
Municipal
$5,959 34.2%

Of the estimated change ($13,148): schools ≈ +20.1%, county ≈ +45.7%, municipal ≈ +34.2%.

Regional / consolidated school (0.208)$2,749
Local school (0.056)$743
County (0.527)$6,956
County library (0.053)$701
County open space (0.022)$294
Municipal purpose (0.441)$5,819
Municipal open space (0.011)$140

Property details

Class2
Building class21
Building2SF2BG 3049
Land description60X95
Dwellings0
Commercial units
Year built2025
Acreage0.1309
ZoningR1
Tax map page16
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$2,450,000 · 10/20/2025 · sale assessment $343,000 · SR1A 07
Deed book / page20172 / 00410

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.