12 SECOND AVE

Seaside, Ocean County · Block 34, Lot 10

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+1.4%

Estimated tax up $175 ($12,174 → $12,350) using 2025→2026 rates (1.735 → 1.760) × assessed net.

Assessment net change: 0.0% ($701,700 → $701,700).

Assessment

Land$550,000
Improvements$151,700
Net (taxable assessed, 2026)$701,700
Town avg ratio used55.89% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,255,502
2025 tax (MOD-IV billed)$12,174.50
Est. 2026 tax @ general rate$12,350
Mailing address (2026)712 PARK AVE, HOBOKEN NJ, 07030

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $701,700
2025 $701,700 $12,174.50
2024 $701,700 $11,479.81
2023 $701,700 $11,290.35

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $701,700 77.65% $903,670
2024 $701,700 69.41% $1,010,949 0.0% +11.9%
2025 $701,700 62.46% $1,123,439 0.0% +11.1%
2026 $701,700 55.89% $1,255,502 0.0% +11.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $701,700 1.609 $11,290 $11,290.35
2024 $701,700 1.636 $11,480 $11,479.81 +1.7%
2025 $701,700 1.735 $12,174 $12,174.50 +6.1%
2026 $701,700 1.760 $12,350 +1.4%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$3,687 29.9%
County
$3,844 31.1%
Municipal
$4,819 39.0%

Of the estimated change ($175): schools ≈ +29.6%, county ≈ +31.2%, municipal ≈ +39.2%.

District school (0.051)$356
Regional / consolidated school (0.475)$3,331
County (0.456)$3,196
County library (0.046)$320
County health (0.027)$192
County open space (0.019)$135
Municipal purpose (0.687)$4,819

Property details

Class2
Building class16
Building1SF 2292
Land description50X100
Dwellings1
Commercial units
Year built1876
Acreage0.1148
ZoningR
Tax map page7
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1 · 11/1/2021 · sale assessment $701,700 · SR1A 25
Deed book / page18787 / 00001

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.