6 HILL LANE

Plumsted, Ocean County · Block 43.1, Lot 74

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Assessment year 2026 · Rate year 2026 · Prior rate 2025

Estimated tax story (homeowner view)
+17.7%

Estimated tax up $1,468 ($8,300 → $9,768) using 2025→2026 rates (3.150 → 1.740) × assessed net.

Assessment net change: +113.1% ($263,500 → $561,400).

Assessment

Land$199,500
Improvements$361,900
Net (taxable assessed, 2026)$561,400
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$561,400
2025 tax (MOD-IV billed)$9,240.95
Est. 2026 tax @ general rate$9,768
Mailing address (2026)6 HILL LANE, CREAM RIDGE NJ, 08514

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 57.87% (often still reflecting the prior assessment base).

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $561,400
2025 $263,500 $9,240.95
2024 $263,500 $8,197.49
2023 $231,500 $6,720.45

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $231,500 72.07% $321,215
2024 $263,500 67.02% $393,166 +13.8% +22.4%
2025 $263,500 62.10% $424,316 0.0% +7.9%
2026 $561,400 100.00% $561,400 +113.1% +32.3%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 57.87% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $231,500 2.595 $6,007 $6,720.45
2024 $263,500 2.765 $7,286 $8,197.49 +21.3%
2025 $263,500 3.150 $8,300 $9,240.95 +13.9%
2026 $561,400 1.740 $9,768 +17.7%

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.

Schools
$6,993 71.6%
County
$1,687 17.3%
Municipal
$1,089 11.1%

Of the estimated change ($1,468): schools ≈ +71.6%, county ≈ +17.3%, municipal ≈ +11.1%.

District school (1.246)$6,993
County (0.250)$1,402
County library (0.025)$140
County health (0.015)$84
County open space (0.011)$62
Municipal purpose (0.183)$1,027
Municipal open space (0.011)$62

Property details

Class2
Building class17
Building2SF2G 1544
Land description1.03AC
Dwellings1
Commercial units
Year built1935
Acreage1.03
ZoningR-40
Tax map page3
Additional lots
Census tract / block
Special tax codesF01
MOD-IV current-year tax
Last sale$20,000 · 11/13/2024 · sale assessment $263,500 · SR1A 01
Deed book / page19865 / 00664

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.