2 SARATOGA RD
Plumsted, Ocean County · Block 40.5, Lot 14
Estimated tax down $638 ($8,546 → $7,908) using 2025→2026 rates (3.150 → 1.740) × assessed net.
Assessment net change: +67.5% ($271,300 → $454,500).
Assessment
| Land | $101,000 |
|---|---|
| Improvements | $353,500 |
| Net (taxable assessed, 2026) | $454,500 |
| Town avg ratio used | 100.00% (Revaluation year (~100% of market)) |
| Implied equalized value | $454,500 |
| 2025 tax (MOD-IV billed) | — |
| Est. 2026 tax @ general rate | $7,908 |
| Mailing address (2026) | PO BOX 239, CREAM RIDGE NJ, 08514 |
How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.
This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 57.87% (often still reflecting the prior assessment base).
Year-by-year assessed value & tax
From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.
| Year | Assessed net | Tax |
|---|---|---|
| 2026 | $454,500 | — |
| 2025 | $271,300 | — |
| 2024 | $271,300 | — |
| 2023 | $5,000 | $145.15 |
Mailing changed in 2024 to 2 SARATOGA ROAD, PLUMSTED; NJ, 08533.
Mailing changed in 2025 to PO BOX 239, CREAM RIDGE NJ, 08514.
Assessed value & ratio history
Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).
| Tax year | Assessed net | Avg ratio | Implied equalized | Assessed Δ | Equalized Δ |
|---|---|---|---|---|---|
| 2023 | $5,000 | 72.07% | $6,938 | — | — |
| 2024 | $271,300 | 67.02% | $404,805 | +5,326.0% | +5,734.9% |
| 2025 | $271,300 | 62.10% | $436,876 | 0.0% | +7.9% |
| 2026 | $454,500 | 100.00% | $454,500 | +67.5% | +4.0% |
2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 57.87% (often still reflecting the prior assessment base).
Tax year history
Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).
| Tax year | Assessment net | General rate | Est. tax (that year) | Billed tax | Est. vs prior |
|---|---|---|---|---|---|
| 2023 | $5,000 | 2.595 | $130 | $145.15 | — |
| 2024 | $271,300 | 2.765 | $7,501 | — | +5,681.5% |
| 2025 | $271,300 | 3.150 | $8,546 | — | +13.9% |
| 2026 | $454,500 | 1.740 | $7,908 | — | -7.5% |
Where your money goes
Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2026.
Of the estimated change ($-638): schools ≈ +71.6%, county ≈ +17.3%, municipal ≈ +11.1%.
| District school (1.246) | $5,661 |
|---|---|
| County (0.250) | $1,135 |
| County library (0.025) | $113 |
| County health (0.015) | $68 |
| County open space (0.011) | $50 |
| Municipal purpose (0.183) | $831 |
| Municipal open space (0.011) | $50 |
Property details
| Class | 15F |
|---|---|
| Building class | 28 |
| Building | ASTOR II |
| Land description | 56.78X108 |
| Dwellings | 1 |
| Commercial units | — |
| Year built | 2022 |
| Acreage | 0.1408 |
| Zoning | PRRC |
| Tax map page | 4.01 |
| Additional lots | — |
| Census tract / block | — |
| Special tax codes | F01 |
| MOD-IV current-year tax | — |
| Last sale | $429,340 · 1/11/2023 · sale assessment $5,000 · SR1A 07 |
| Deed book / page | 19284 / 00753 |
See this lot on the statewide map, then come back for the full tax story.
Show on mapSources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2026 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.