168 BINGHAM AVE.

Rumson, Monmouth County · Block 124, Lot 13

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$21,227

Estimated annual tax: current net × 1.049 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +8.5% ($1,865,000 → $2,023,500).

Assessment

Land$1,808,700
Improvements$214,800
Net (taxable assessed, 2026)$2,023,500
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$2,023,500
2025 tax (MOD-IV billed)$19,563.85
Est. 2025 tax @ general rate$21,227
Mailing address (2026)168 BINGHAM AVE., RUMSON; NJ, 07760

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 96.70% (often still reflecting the prior assessment base).

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $2,023,500
2025 $1,865,000 $19,563.85
2024 $1,767,700 $19,444.70
2023 $1,700,800 $19,882.35

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,700,800 95.42% $1,782,436
2024 $1,767,700 100.00% $1,767,700 +3.9% -0.8%
2025 $1,865,000 98.71% $1,889,373 +5.5% +6.9%
2026 $2,023,500 100.00% $2,023,500 +8.5% +7.1%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 96.70% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,700,800 1.169 $19,882 $19,882.35
2024 $1,767,700 1.100 $19,445 $19,444.70 -2.2%
2025 $1,865,000 1.049 $19,564 $19,563.85 +0.6%
2026 $2,023,500 pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$12,020 56.6%
County
$4,249 20.0%
Municipal
$4,958 23.4%
District school (0.344)$6,961
Regional / consolidated school (0.250)$5,059
County (0.173)$3,501
County library (0.011)$223
County open space (0.026)$526
Municipal purpose (0.245)$4,958

Property details

Class2
Building class17
Building1SF
Land description1.50 ACRES
Dwellings1
Commercial units
Year built1968
Acreage1.5
Zoning
Tax map page42
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1 · 7/2/2013 · sale assessment $1,200,000 · SR1A 4
Deed book / page09024 / 01403

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.