12 BROADMOOR DRIVE

Rumson, Monmouth County · Block 119, Lot 8

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$68,730

Estimated annual tax: current net × 1.049 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +12.3% ($5,836,400 → $6,552,000).

Assessment

Land$3,293,700
Improvements$3,258,300
Net (taxable assessed, 2026)$6,552,000
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$6,552,000
2025 tax (MOD-IV billed)$61,223.84
Est. 2025 tax @ general rate$68,730
Mailing address (2026)3 BROMLEY COURT, MONTVILLE; NJ, 07045

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 96.70% (often still reflecting the prior assessment base).

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $6,552,000
2025 $5,836,400 $61,223.84
2024 $5,357,400 $60,106.20
2023 $4,877,000 $57,012.13

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $4,877,000 95.42% $5,111,088
2024 $5,357,400 100.00% $5,357,400 +9.9% +4.8%
2025 $5,836,400 98.71% $5,912,673 +8.9% +10.4%
2026 $6,552,000 100.00% $6,552,000 +12.3% +10.8%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 96.70% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $4,877,000 1.169 $57,012 $57,012.13
2024 $5,357,400 1.100 $58,931 $60,106.20 +3.4%
2025 $5,836,400 1.049 $61,224 $61,223.84 +3.9%
2026 $6,552,000 pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$38,919 56.6%
County
$13,759 20.0%
Municipal
$16,052 23.4%
District school (0.344)$22,539
Regional / consolidated school (0.250)$16,380
County (0.173)$11,335
County library (0.011)$721
County open space (0.026)$1,704
Municipal purpose (0.245)$16,052

Property details

Class2
Building class21
Building2SF
Land description1.60 ACRES
Dwellings1
Commercial units
Year built2020
Acreage1.6
Zoning
Tax map page40
Additional lots8.01
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$2,000,000 · 10/30/2020 · sale assessment $2,300,700
Deed book / page09458 / 09580

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.