115 LAKEWOOD AVE.

Keansburg, Monmouth County · Block 123, Lot 39

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$7,134

Estimated annual tax: current net × 2.143 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +16.4% ($286,100 → $332,900).

Assessment

Land$244,000
Improvements$88,900
Net (taxable assessed, 2026)$332,900
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$332,900
2025 tax (MOD-IV billed)$6,131.12
Est. 2025 tax @ general rate$7,134
Mailing address (2026)115 LAKEWOOD AVE., KEANSBURG; NJ, 07734

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 104.94% (often still reflecting the prior assessment base).

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $332,900
2025 $286,100 $6,131.12
2024 $262,600 $5,777.20
2023 $200,600 $5,195.54

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $200,600 98.31% $204,048
2024 $262,600 100.00% $262,600 +30.9% +28.7%
2025 $286,100 100.00% $286,100 +8.9% +8.9%
2026 $332,900 100.00% $332,900 +16.4% +16.4%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 104.94% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $200,600 2.590 $5,196 $5,195.54
2024 $262,600 2.200 $5,777 $5,777.20 +11.2%
2025 $286,100 2.143 $6,131 $6,131.12 +6.1%
2026 $332,900 pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$2,543 35.7%
County
$662 9.3%
Municipal
$3,928 55.1%
District school (0.764)$2,543
County (0.161)$536
County library (0.010)$33
County health (0.003)$10
County open space (0.025)$83
Municipal purpose (1.180)$3,928

Property details

Class2
Building class16
Building2SF
Land description40X100
Dwellings1
Commercial units
Year built1907
Acreage0.0918
Zoning
Tax map page21
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1 · 5/24/2021 · sale assessment $145,500 · SR1A 25
Deed book / page09529 / 01393

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.