3304 KAPALUA CT

Freehold, Monmouth County · Block 81, Lot 7.334

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

2026 revaluation/reassessment town — 2026 general tax rate not in our warehouse yet. Showing 2025 rate against 2026 assessments; YoY % is withheld until the matching rate posts.

Estimated tax story (homeowner view)
$8,077

Estimated annual tax: current net × 1.673 (rate year 2025). Year-over-year % is hidden until the 2026 general rate is available for this reval/reassess town.

Assessment net change: +10.3% ($437,900 → $482,800).

Assessment

Land$165,000
Improvements$317,800
Net (taxable assessed, 2026)$482,800
Town avg ratio used100.00% (Revaluation year (~100% of market))
Implied equalized value$482,800
2025 tax (MOD-IV billed)$7,444.30
Est. 2025 tax @ general rate$8,077
Mailing address (2026)7 HUMMINGBIRD CT, HOWELL; NJ, 077318835

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 101.37% (often still reflecting the prior assessment base).

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $482,800
2025 $437,900 $7,444.30
2024 $380,600 $6,888.86
2023 $320,000 $5,936.00

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $320,000 89.49% $357,582
2024 $380,600 96.49% $394,445 +18.9% +10.3%
2025 $437,900 95.13% $460,317 +15.1% +16.7%
2026 $482,800 100.00% $482,800 +10.3% +4.9%

2026: This town revalued/reassessed for tax year 2026. New assessments are set near true market value, so we treat the ratio as ~100% for this year. Published Chapter 123 average ratio for appeals/statistics is still 101.37% (often still reflecting the prior assessment base).

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $320,000 1.825 $5,840 $5,936.00
2024 $380,600 1.781 $6,778 $6,888.86 +16.1%
2025 $437,900 1.673 $7,326 $7,444.30 +8.1%
2026 $482,800 pending rate

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$5,668 70.2%
County
$1,024 12.7%
Municipal
$1,386 17.2%
District school (0.804)$3,882
Regional / consolidated school (0.370)$1,786
County (0.175)$845
County library (0.011)$53
County open space (0.026)$126
Municipal purpose (0.247)$1,193
Municipal open space (0.040)$193

Property details

Class2
Building class37
BuildingCLARKE 1
Land description
Dwellings1
Commercial units
Year built2003
Acreage
ZoningML-8
Tax map page38
Additional lots
Census tract / blockP
Special tax codesF02
MOD-IV current-year tax
Last sale$240,045 · 10/3/2003 · sale assessment $25,000 · SR1A 7
Deed book / page08301 / 07446

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.