26 GARDEN ST
South, Middlesex County · Block 221, Lot 10
Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.
Estimated tax up $355 ($7,417 → $7,772) using 2024→2025 rates (2.547 → 2.669) × assessed net.
Assessment net change: 0.0% ($291,200 → $291,200).
Assessment
| Land | $155,500 |
|---|---|
| Improvements | $135,700 |
| Net (taxable assessed, 2026) | $291,200 |
| Town avg ratio used | 60.61% (Average ratio (Director’s / Chapter 123)) |
| Implied equalized value | $480,449 |
| 2025 tax (MOD-IV billed) | $7,772.13 |
| Est. 2025 tax @ general rate | $7,772 |
| Mailing address (2026) | 26 GARDEN ST, SOUTH RIVER; NJ, 08882 |
How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.
Year-by-year assessed value & tax
From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.
| Year | Assessed net | Tax |
|---|---|---|
| 2026 | $291,200 | — |
| 2025 | $291,200 | $7,772.13 |
| 2024 | $291,200 | $7,416.86 |
| 2023 | $291,200 | $7,195.55 |
Assessed value & ratio history
Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).
| Tax year | Assessed net | Avg ratio | Implied equalized | Assessed Δ | Equalized Δ |
|---|---|---|---|---|---|
| 2023 | $291,200 | 81.92% | $355,469 | — | — |
| 2024 | $291,200 | 75.50% | $385,695 | 0.0% | +8.5% |
| 2025 | $291,200 | 67.56% | $431,024 | 0.0% | +11.8% |
| 2026 | $291,200 | 60.61% | $480,449 | 0.0% | +11.5% |
Tax year history
Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).
| Tax year | Assessment net | General rate | Est. tax (that year) | Billed tax | Est. vs prior |
|---|---|---|---|---|---|
| 2023 | $291,200 | 2.471 | $7,196 | $7,195.55 | — |
| 2024 | $291,200 | 2.547 | $7,417 | $7,416.86 | +3.1% |
| 2025 | $291,200 | 2.669 | $7,772 | $7,772.13 | +4.8% |
| 2026 | $291,200 | — | — | — | — |
Where your money goes
Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.
Of the estimated change ($355): schools ≈ +34.4%, county ≈ +29.5%, municipal ≈ +36.1%.
| District school (1.315) | $3,829 |
|---|---|
| County (0.470) | $1,369 |
| County open space (0.045) | $131 |
| Municipal purpose (0.789) | $2,298 |
| Municipal library (0.050) | $146 |
Property details
| Class | 2 |
|---|---|
| Building class | 16 |
| Building | — |
| Land description | 50X105 |
| Dwellings | 1 |
| Commercial units | — |
| Year built | 1954 |
| Acreage | 0.1205 |
| Zoning | — |
| Tax map page | — |
| Additional lots | — |
| Census tract / block | — |
| Special tax codes | — |
| MOD-IV current-year tax | — |
| Last sale | $295,000 · 7/31/2018 · sale assessment $78,100 |
| Deed book / page | 17275 / 01116 |
See this lot on the statewide map, then come back for the full tax story.
Show on mapSources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.