5 OAK LN

Tewksbury, Hunterdon County · Block 6.4, Lot 39.3

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.7%

Estimated tax up $1,017 ($27,450 → $28,467) using 2024→2025 rates (2.429 → 2.519) × assessed net.

Assessment net change: 0.0% ($1,130,100 → $1,130,100).

Assessment

Land$245,200
Improvements$884,900
Net (taxable assessed, 2026)$1,130,100
Town avg ratio used74.02% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,526,750
2025 tax (MOD-IV billed)$28,467.22
Est. 2025 tax @ general rate$28,467
Mailing address (2026)5 OAK LN, CALIFON NJ, 07830

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,130,100
2025 $1,130,100 $28,467.22
2024 $1,130,100 $27,450.13
2023 $1,130,100 $26,692.96

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $1,130,100 88.23% $1,280,857
2024 $1,130,100 82.70% $1,366,505 0.0% +6.7%
2025 $1,130,100 78.47% $1,440,168 0.0% +5.4%
2026 $1,130,100 74.02% $1,526,750 0.0% +6.0%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $1,130,100 2.362 $26,693 $26,692.96
2024 $1,130,100 2.429 $27,450 $27,450.13 +2.8%
2025 $1,130,100 2.519 $28,467 $28,467.22 +3.7%
2026 $1,130,100

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$17,799 62.5%
County
$5,300 18.6%
Municipal
$5,368 18.9%

Of the estimated change ($1,017): schools ≈ +46.7%, county ≈ +23.3%, municipal ≈ +30.0%.

District school (0.927)$10,476
Regional / consolidated school (0.648)$7,323
County (0.391)$4,419
County library (0.040)$452
County open space (0.038)$429
Municipal purpose (0.425)$4,803
Municipal open space (0.050)$565

Property details

Class2
Building class18
Building2SF
Land description5.01 AC.
Dwellings1
Commercial units
Year built2003
Acreage5.01
ZoningHL
Tax map page5
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1,212,500 · 6/3/2011 · sale assessment $1,064,700
Deed book / page02273 / 00236

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.