10 LOCKTOWN SCHOOL ROAD

Delaware, Hunterdon County · Block 4, Lot 5

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+4.9%

Estimated tax up $587 ($12,035 → $12,622) using 2024→2025 rates (2.749 → 2.883) × assessed net.

Assessment net change: 0.0% ($437,800 → $437,800).

Assessment

Land$167,800
Improvements$270,000
Net (taxable assessed, 2026)$437,800
Town avg ratio used65.26% (Average ratio (Director’s / Chapter 123))
Implied equalized value$670,855
2025 tax (MOD-IV billed)$12,621.77
Est. 2025 tax @ general rate$12,622
Mailing address (2026)10 LOCKTOWN SCHOOL RD, FLEMINGTON; NJ, 08822

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $437,800
2025 $437,800 $12,621.77
2024 $437,800 $12,035.12
2023 $437,800 $11,724.28

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $437,800 78.46% $557,991
2024 $437,800 74.37% $588,678 0.0% +5.5%
2025 $437,800 67.73% $646,390 0.0% +9.8%
2026 $437,800 65.26% $670,855 0.0% +3.8%

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $437,800 2.678 $11,724 $11,724.28
2024 $437,800 2.749 $12,035 $12,035.12 +2.7%
2025 $437,800 2.883 $12,622 $12,621.77 +4.9%
2026 $437,800

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$7,810 61.9%
County
$2,382 18.9%
Municipal
$2,430 19.3%

Of the estimated change ($587): schools ≈ +56.0%, county ≈ +32.8%, municipal ≈ +11.2%.

District school (1.155)$5,057
Regional / consolidated school (0.629)$2,754
County (0.454)$1,988
County library (0.046)$201
County open space (0.044)$193
Municipal purpose (0.495)$2,167
Municipal open space (0.060)$263

Property details

Class2
Building class18
Building1SF
Land description6.5100
Dwellings1
Commercial units
Year built1998
Acreage6.51
ZoningA-2
Tax map page2
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$57,000 · 5/25/1994 · sale assessment $86,400 · SR1A 19
Deed book / page01108 / 00637

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.