233-237 RUTGERS ST

Maplewood, Essex County · Block 48.1, Lot 31.4

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.8%

Estimated tax up $924 ($24,287 → $25,211) using 2024→2025 rates (2.313 → 2.401) × assessed net.

Assessment net change: 0.0% ($1,050,000 → $1,050,000).

Assessment

Land$600,000
Improvements$450,000
Net (taxable assessed, 2026)$1,050,000
Town avg ratio used96.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$1,088,083
2025 tax (MOD-IV billed)$25,210.50
Est. 2025 tax @ general rate$25,211
Mailing address (2026)233 RUTGERS ST, MAPLEWOOD; NJ, 07040

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $1,050,000
2025 $1,050,000 $25,210.50
2024 $1,050,000 $24,286.50
2023 $900,000 $32,544.00

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $900,000 77.90% $1,155,327
2024 $1,050,000 100.00% $1,050,000 +16.7% -9.1%
2025 $1,050,000 100.00% $1,050,000 0.0% 0.0%
2026 $1,050,000 96.50% $1,088,083 0.0% +3.6%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $900,000 3.616 $32,544 $32,544.00
2024 $1,050,000 2.313 $24,287 $24,286.50 -25.4%
2025 $1,050,000 2.401 $25,211 $25,210.50 +3.8%
2026 $1,050,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$14,238 56.5%
County
$3,654 14.5%
Municipal
$7,319 29.0%

Of the estimated change ($924): schools ≈ +50.0%, county ≈ +20.5%, municipal ≈ +29.5%.

Regional / consolidated school (1.356)$14,238
County (0.333)$3,497
County open space (0.015)$158
Municipal purpose (0.654)$6,867
Municipal open space (0.010)$105
Municipal library (0.033)$347

Property details

Class4B
Building class10
Building
Land description0.928A
Dwellings1
Commercial units
Year built
Acreage0.928
ZoningCI
Tax map page25
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$1,300,000 · 7/31/2013 · sale assessment $726,000 · SR1A 26
Deed book / page12451 / 04073

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.