251-C ELMWOOD AVENUE

Maplewood, Essex County · Block 44.3, Lot 180, Qual C2513

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.8%

Estimated tax up $163 ($4,284 → $4,447) using 2024→2025 rates (2.313 → 2.401) × assessed net.

Assessment net change: 0.0% ($185,200 → $185,200).

Assessment

Land$80,000
Improvements$105,200
Net (taxable assessed, 2026)$185,200
Town avg ratio used96.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$191,917
2025 tax (MOD-IV billed)$4,446.65
Est. 2025 tax @ general rate$4,447
Mailing address (2026)2619 WHITEFORD RD, WHITEFORD; MD, 21160

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $185,200
2025 $185,200 $4,446.65
2024 $185,200 $4,283.68
2023 $125,200 $4,527.23

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $125,200 77.90% $160,719
2024 $185,200 100.00% $185,200 +47.9% +15.2%
2025 $185,200 100.00% $185,200 0.0% 0.0%
2026 $185,200 96.50% $191,917 0.0% +3.6%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $125,200 3.616 $4,527 $4,527.23
2024 $185,200 2.313 $4,284 $4,283.68 -5.4%
2025 $185,200 2.401 $4,447 $4,446.65 +3.8%
2026 $185,200

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$2,511 56.5%
County
$644 14.5%
Municipal
$1,291 29.0%

Of the estimated change ($163): schools ≈ +50.0%, county ≈ +20.5%, municipal ≈ +29.5%.

Regional / consolidated school (1.356)$2,511
County (0.333)$617
County open space (0.015)$28
Municipal purpose (0.654)$1,211
Municipal open space (0.010)$19
Municipal library (0.033)$61

Property details

Class2
Building class33
Building2SB
Land description
Dwellings1
Commercial units
Year built1947
Acreage
ZoningCNDO
Tax map page28
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$199,000 · 1/9/2006 · sale assessment $52,000
Deed book / page06292 / 00251

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.