684 IRVINGTON AVE C0012

Maplewood, Essex County · Block 42.2, Lot 35, Qual C0012

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Assessment year 2026 · Rate year 2025 · Prior rate 2024

Assessments are tax year 2026; latest published general rate we have is 2025. Estimate uses that rate until the 2026 rate is loaded.

Estimated tax story (homeowner view)
+3.8%

Estimated tax up $254 ($6,685 → $6,939) using 2024→2025 rates (2.313 → 2.401) × assessed net.

Assessment net change: 0.0% ($289,000 → $289,000).

Assessment

Land$80,000
Improvements$209,000
Net (taxable assessed, 2026)$289,000
Town avg ratio used96.50% (Average ratio (Director’s / Chapter 123))
Implied equalized value$299,482
2025 tax (MOD-IV billed)$6,938.89
Est. 2025 tax @ general rate$6,939
Mailing address (2026)684 IRVINGTON AVENUE #12, MAPLEWOOD;N.J., 07040

How the ratio works: New Jersey towns often assess below full market value. The average ratio (Director’s / Chapter 123) estimates what percent of true market value the town’s assessments represent. Implied equalized value ≈ assessed net ÷ (ratio ÷ 100). Example: assessed $187,600 at 55.89% ≈ $335,700 equalized. Tax bills still use assessed value × the general tax rate — not the equalized figure.

Year-by-year assessed value & tax

From NJ MOD-IV files (2023, 2024, 2025, 2026). Tax is the MOD-IV billed amount when present; otherwise —. Current mailing is in Assessment above.

Year Assessed net Tax
2026 $289,000
2025 $289,000 $6,938.89
2024 $289,000 $6,684.57
2023 $146,200 $5,286.59

Assessed value & ratio history

Parcel assessed nets come from MOD-IV year files (2023, 2024, 2025, 2026). Town average ratios are from Abstract / Chapter 123 when available — implied equalized = assessed ÷ (ratio ÷ 100).

Tax year Assessed net Avg ratio Implied equalized Assessed Δ Equalized Δ
2023 $146,200 77.90% $187,677
2024 $289,000 100.00% $289,000 +97.7% +54.0%
2025 $289,000 100.00% $289,000 0.0% 0.0%
2026 $289,000 96.50% $299,482 0.0% +3.6%

2024: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

2025: Published average ratio exceeded 100%; New Jersey treats that as 100% for equalization.

Tax year history

Assessed net is from that year’s MOD-IV file. Est. tax = assessed × that year’s general rate when we have the rate sheet. Billed tax is the MOD-IV tax field when present (often empty for the newest file year).

Tax year Assessment net General rate Est. tax (that year) Billed tax Est. vs prior
2023 $146,200 3.616 $5,287 $5,286.59
2024 $289,000 2.313 $6,685 $6,684.57 +26.4%
2025 $289,000 2.401 $6,939 $6,938.89 +3.8%
2026 $289,000

Where your money goes

Component $ = net × (component rate ÷ 100). Percents are share of school + county + municipal components for rate year 2025.

Schools
$3,919 56.5%
County
$1,006 14.5%
Municipal
$2,014 29.0%

Of the estimated change ($254): schools ≈ +50.0%, county ≈ +20.5%, municipal ≈ +29.5%.

Regional / consolidated school (1.356)$3,919
County (0.333)$962
County open space (0.015)$43
Municipal purpose (0.654)$1,890
Municipal open space (0.010)$29
Municipal library (0.033)$95

Property details

Class2
Building class37
BuildingCONDO
Land description1.25AC
Dwellings1
Commercial units
Year built1985
Acreage1.25
ZoningCNDO
Tax map page29
Additional lots
Census tract / block
Special tax codes
MOD-IV current-year tax
Last sale$78,000 · 11/5/1994 · sale assessment $41,200
Deed book / page05341 / 00873

See this lot on the statewide map, then come back for the full tax story.

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Sources: NJ Division of Taxation MOD-IV (current parcel file) and tax rates for 2025 (Abstract of Ratables). Estimates are not an official tax bill. Owner names are not shown. Full disclaimer.